FNRN vs USCB
FNRN: A northern California community bank holding company serving small- to medium-sized businesses and individuals across 14 branches with traditional lending, deposits, and investment advisory services. USCB: A community-focused bank holding company based in Miami, providing relationship-based banking and specialty lending services to South Florida businesses and professionals.
Side-by-side fundamentals
| Metric | FNRN | USCB | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $17.81 | $20.18 | |
| Market cap as of 2026-07-23 | $292M | $369M | |
| P/E as of 2026-07-23 | 13.83 | 13.26 | USCB lower |
| PEG as of 2026-07-23 | 0.58 | 3.93 | FNRN lower |
| Net margin as of 2026-07-23 | +26.5% | n/a | |
| Operating margin as of 2026-07-23 | +36.6% | n/a | |
| ROE as of 2026-07-23 | +10.6% | +12.6% | USCB higher |
| ROA as of 2026-07-23 | +1.1% | +1.0% | FNRN higher |
| Debt / equity as of 2026-07-23 | 0.00 | 0.18 | FNRN lower |
| Revenue growth (YoY) as of 2026-07-23 | +38.1% | n/a | |
| Dividend yield as of 2026-07-23 | +0.0% | +2.3% | USCB higher |
| Beta as of 2026-07-23 | 0.03 | 0.49 | |
| 1-year return as of 2026-07-22 close | +83.7% | +15.2% | FNRN higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.