FOA vs ONIT
FOA: FOA unlocks home equity for retirement-focused seniors through reverse mortgages and home equity loans, monetizing portfolios through institutional investor sales and securitization. ONIT: Onity is a mortgage servicing and origination company managing 1.4 million loans worth $328 billion in principal through forward and reverse mortgage platforms built for efficiency and institutional scale.
Side-by-side fundamentals
| Metric | FOA | ONIT | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $23.67 | $39.96 | |
| Market cap as of 2026-07-23 | $212M | $335M | |
| P/E as of 2026-07-23 | 6.50 | 1.92 | ONIT lower |
| PEG as of 2026-07-23 | n/a | 0.00 | |
| Net margin as of 2026-07-23 | +1.5% | +15.7% | ONIT higher |
| Gross margin as of 2026-07-23 | +95.9% | +94.2% | FOA higher |
| Operating margin as of 2026-07-23 | +82.5% | +36.6% | FOA higher |
| ROE as of 2026-07-23 | +10.2% | +28.6% | ONIT higher |
| ROA as of 2026-07-23 | +0.1% | +1.1% | ONIT higher |
| Debt / equity as of 2026-07-23 | 88.46 | 23.71 | ONIT lower |
| Revenue growth (YoY) as of 2026-07-23 | +1.9% | +12.6% | ONIT higher |
| Revenue CAGR (3y) SEC XBRL | +111.3% | +3.8% | FOA higher |
| Dividend yield as of 2026-07-23 | +0.6% | +1.3% | ONIT higher |
| Beta as of 2026-07-23 | 1.67 | 1.45 | |
| 1-year return as of 2026-07-22 close | -3.0% | +7.6% | ONIT higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.