FRAF vs FXNC
FRAF: A Pennsylvania-based community bank holding company serving small and mid-market businesses and individuals across a regional footprint with commercial lending, deposits, and wealth management. FXNC: A community-focused commercial bank holding company serving markets across Virginia and northern North Carolina with a full suite of banking and wealth management services.
Side-by-side fundamentals
| Metric | FRAF | FXNC | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $62.81 | $28.91 | |
| Market cap as of 2026-07-24 | $279M | $260M | |
| P/E as of 2026-07-24 | 11.66 | 12.37 | FRAF lower |
| PEG as of 2026-07-24 | 0.11 | 0.07 | FXNC lower |
| Net margin as of 2026-07-24 | +20.1% | n/a | |
| Operating margin as of 2026-07-24 | +23.4% | n/a | |
| ROE as of 2026-07-24 | +14.1% | +11.5% | FRAF higher |
| ROA as of 2026-07-24 | +1.1% | +1.0% | FRAF higher |
| Debt / equity as of 2026-07-24 | 0.06 | 0.23 | FRAF lower |
| Revenue growth (YoY) as of 2026-07-24 | +40.0% | n/a | |
| Dividend yield as of 2026-07-24 | +2.2% | +2.3% | FXNC higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-24 | -0.00 | 0.44 | |
| 1-year return as of 2026-07-23 close | +47.6% | +34.1% | FRAF higher |
Fundamentals: Finnhub, as of 2026-07-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.