FRHC vs XP
FRHC: A Kazakhstan-headquartered financial services and fintech platform offering brokerage, lending, insurance, and emerging digital infrastructure services to retail and institutional clients across Central Asia and beyond. XP: A leading Brazilian technology-driven financial services platform offering a comprehensive ecosystem of investment and credit products for retail and institutional clients.
Side-by-side fundamentals
| Metric | FRHC | XP | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $158.06 | $17.30 | |
| Market cap as of 2026-07-23 | $9.9B | $1.7B | |
| P/E as of 2026-07-23 | 64.46 | 8.59 | XP lower |
| PEG as of 2026-07-23 | 0.83 | n/a | |
| Net margin as of 2026-07-23 | +7.5% | +28.0% | XP higher |
| Gross margin as of 2026-07-23 | +72.9% | n/a | |
| Operating margin as of 2026-07-23 | +28.2% | +31.8% | XP higher |
| ROE as of 2026-07-23 | +11.5% | +22.3% | XP higher |
| ROA as of 2026-07-23 | +1.4% | +1.3% | FRHC higher |
| Debt / equity as of 2026-07-23 | 1.53 | 3.67 | FRHC lower |
| Revenue growth (YoY) as of 2026-07-23 | +3.5% | +8.1% | XP higher |
| Revenue CAGR (3y) SEC XBRL | +40.0% | n/a | |
| Dividend yield as of 2026-07-23 | n/a | +1.0% | |
| Beta as of 2026-07-23 | 0.70 | 1.10 | |
| 1-year return as of 2026-07-22 close | -9.5% | +2.9% | XP higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.