FSBC vs HAFC
FSBC: A Northern California-focused commercial bank emphasizing relationship-based lending to small and medium-sized businesses. HAFC: Hanmi Financial is a community-focused bank specializing in serving the financial needs of the Korean-American community and small-to-medium enterprises across the United States.
Side-by-side fundamentals
| Metric | FSBC | HAFC | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $48.37 | $31.40 | |
| Market cap as of 2026-07-23 | $1.0B | $967M | |
| P/E as of 2026-07-23 | 15.41 | 11.94 | HAFC lower |
| PEG as of 2026-07-23 | 0.40 | 0.29 | HAFC lower |
| Net margin as of 2026-07-23 | n/a | +33.6% | |
| Operating margin as of 2026-07-23 | n/a | +46.8% | |
| ROE as of 2026-07-23 | +15.3% | +10.3% | FSBC higher |
| ROA as of 2026-07-23 | +1.4% | +1.0% | FSBC higher |
| Debt / equity as of 2026-07-23 | 0.16 | 0.16 | FSBC lower |
| Revenue growth (YoY) as of 2026-07-23 | n/a | +43.9% | |
| Revenue CAGR (3y) SEC XBRL | n/a | -0.2% | |
| Dividend yield as of 2026-07-23 | +1.9% | +3.4% | HAFC higher |
| Dividend streak (yrs) SEC XBRL | 3 | 5 | HAFC higher |
| Beta as of 2026-07-23 | 0.52 | 0.72 | |
| 1-year return as of 2026-07-22 close | +58.7% | +25.3% | FSBC higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.