FXNC vs STBA
FXNC: A community-focused commercial bank holding company serving markets across Virginia and northern North Carolina with a full suite of banking and wealth management services. STBA: A $9.9 billion-asset regional bank serving consumer, commercial, and small business customers across Pennsylvania and Ohio with strong deposit growth and wealth management services.
Side-by-side fundamentals
| Metric | FXNC | STBA | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $29.03 | $49.60 | |
| Market cap as of 2026-07-23 | $262M | $1.8B | |
| P/E as of 2026-07-23 | 12.50 | 13.04 | FXNC lower |
| PEG as of 2026-07-23 | 0.07 | 4.94 | FXNC lower |
| Net margin as of 2026-07-23 | n/a | +36.2% | |
| Operating margin as of 2026-07-23 | n/a | +44.8% | |
| ROE as of 2026-07-23 | +11.5% | +9.3% | FXNC higher |
| ROA as of 2026-07-23 | +1.0% | +1.4% | STBA higher |
| Debt / equity as of 2026-07-23 | 0.23 | 0.07 | STBA lower |
| Revenue growth (YoY) as of 2026-07-23 | n/a | +47.2% | |
| Dividend yield as of 2026-07-23 | +2.3% | +3.0% | STBA higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-23 | 0.44 | 0.86 | |
| 1-year return as of 2026-07-22 close | +34.1% | +28.0% | FXNC higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.