GWRE vs LMND
GWRE: Guidewire is the cloud-based software platform that property and casualty insurers depend on to manage policy, claims, and billing operations combined with AI-powered digital engagement and analytics capabilities. LMND: A digital-first, AI-powered insurance platform that has reimagined the customer experience and business model for renters, homeowners, pet, car, and life insurance.
Side-by-side fundamentals
| Metric | GWRE | LMND | Edge |
|---|---|---|---|
| Price as of 2026-07-31 close | $151.94 | $48.31 | |
| Market cap as of 2026-08-03 | $12.6B | $3.7B | |
| P/E as of 2026-08-03 | 82.00 | n/a | |
| PEG as of 2026-08-03 | 0.22 | n/a | |
| Net margin as of 2026-08-03 | +11.3% | -16.4% | GWRE higher |
| Gross margin as of 2026-08-03 | +64.0% | n/a | |
| Operating margin as of 2026-08-03 | +8.2% | -15.9% | GWRE higher |
| ROE as of 2026-08-03 | +11.0% | -26.5% | GWRE higher |
| ROA as of 2026-08-03 | +6.0% | -7.2% | GWRE higher |
| Debt / equity as of 2026-08-03 | 0.51 | 0.35 | LMND lower |
| Revenue growth (YoY) as of 2026-08-03 | +24.9% | +51.2% | LMND higher |
| Revenue CAGR (3y) SEC XBRL | +14.0% | +42.2% | LMND higher |
| Beta as of 2026-08-03 | 0.72 | 1.95 | |
| 1-year return as of 2026-07-31 close | -32.8% | +28.2% | LMND higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-31.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.