HAFC vs LOB
HAFC: Hanmi Financial is a community-focused bank specializing in serving the financial needs of the Korean-American community and small-to-medium enterprises across the United States. LOB: A technology-driven bank holding company specializing in national small business lending and deposit gathering, primarily through SBA and USDA-guaranteed loan programs.
Side-by-side fundamentals
| Metric | HAFC | LOB | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $31.64 | $42.46 | |
| Market cap as of 2026-07-31 | $942M | $2.0B | |
| P/E as of 2026-07-31 | 11.63 | 15.56 | HAFC lower |
| PEG as of 2026-07-31 | 0.28 | 0.11 | LOB lower |
| Net margin as of 2026-07-31 | +33.6% | +13.5% | HAFC higher |
| Operating margin as of 2026-07-31 | +46.8% | +14.9% | HAFC higher |
| ROE as of 2026-07-31 | +10.3% | +10.5% | LOB higher |
| ROA as of 2026-07-31 | +1.0% | +0.9% | HAFC higher |
| Debt / equity as of 2026-07-31 | 0.16 | 0.08 | LOB lower |
| Revenue growth (YoY) as of 2026-07-31 | +43.9% | +59.6% | LOB higher |
| Revenue CAGR (3y) SEC XBRL | -0.2% | n/a | |
| Dividend yield as of 2026-07-31 | +3.5% | +0.3% | HAFC higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-31 | 0.72 | 1.20 | |
| 1-year return as of 2026-07-27 close | +35.2% | +32.0% | HAFC higher |
Fundamentals: market data, as of 2026-07-31. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.