HAFC vs NECB
HAFC: Hanmi Financial is a community-focused bank specializing in serving the financial needs of the Korean-American community and small-to-medium enterprises across the United States. NECB: A New York Metropolitan Area community bank with 71.8% of its loan portfolio concentrated in construction lending, serving local real estate development markets.
Side-by-side fundamentals
| Metric | HAFC | NECB | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $32.22 | $26.45 | |
| Market cap as of 2026-07-24 | $925M | $364M | |
| P/E as of 2026-07-24 | 11.42 | 8.31 | NECB lower |
| PEG as of 2026-07-24 | 0.29 | n/a | |
| Net margin as of 2026-07-24 | +33.6% | +44.2% | NECB higher |
| Operating margin as of 2026-07-24 | +46.8% | +62.7% | NECB higher |
| ROE as of 2026-07-24 | +10.3% | +12.6% | NECB higher |
| ROA as of 2026-07-24 | +1.0% | +2.2% | NECB higher |
| Debt / equity as of 2026-07-24 | 0.16 | 0.00 | NECB lower |
| Revenue growth (YoY) as of 2026-07-24 | +43.9% | +98.7% | NECB higher |
| Revenue CAGR (3y) SEC XBRL | -0.2% | n/a | |
| Dividend yield as of 2026-07-24 | +3.6% | +3.8% | NECB higher |
| Dividend streak (yrs) SEC XBRL | 5 | 3 | HAFC higher |
| Beta as of 2026-07-24 | 0.72 | 0.37 | |
| 1-year return as of 2026-07-23 close | +20.2% | +15.0% | HAFC higher |
Fundamentals: Finnhub, as of 2026-07-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.