HBNC vs IBCP
HBNC: A $6.4 billion-asset community bank serving northern and central Indiana and southern Michigan through 71 branches, offering commercial banking, retail banking, and wealth management services. IBCP: A regional bank holding company providing comprehensive commercial and consumer financial services primarily serving the Michigan market.
Side-by-side fundamentals
| Metric | HBNC | IBCP | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $20.36 | $37.58 | |
| Market cap as of 2026-07-30 | $1.1B | $799M | |
| P/E as of 2026-07-30 | n/a | 11.14 | |
| PEG as of 2026-07-30 | n/a | 0.93 | |
| Net margin as of 2026-07-30 | +33.6% | +28.8% | HBNC higher |
| Operating margin as of 2026-07-30 | +36.8% | +35.5% | HBNC higher |
| ROE as of 2026-07-30 | -20.8% | +14.1% | IBCP higher |
| ROA as of 2026-07-30 | -2.2% | +1.3% | IBCP higher |
| Debt / equity as of 2026-07-30 | 0.52 | 0.08 | IBCP lower |
| Revenue growth (YoY) as of 2026-07-30 | +33.2% | +46.1% | IBCP higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +0.5% | |
| Dividend yield as of 2026-07-30 | +3.1% | +2.9% | HBNC higher |
| Dividend streak (yrs) SEC XBRL | 4 | 5 | IBCP higher |
| Beta as of 2026-07-30 | 0.81 | 0.71 | |
| 1-year return as of 2026-07-27 close | +30.3% | +15.8% | HBNC higher |
Fundamentals: market data, as of 2026-07-30. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.