HBNC vs MCBS
HBNC: A $6.4 billion-asset community bank serving northern and central Indiana and southern Michigan through 71 branches, offering commercial banking, retail banking, and wealth management services. MCBS: A multi-state community bank focused on retail and commercial lending with significant real estate exposure and operations across the Southeast and Mid-Atlantic regions.
Side-by-side fundamentals
| Metric | HBNC | MCBS | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $20.05 | $36.10 | |
| Market cap as of 2026-07-24 | $1.0B | $1.0B | |
| P/E as of 2026-07-24 | n/a | 13.81 | |
| PEG as of 2026-07-24 | n/a | 1.73 | |
| Net margin as of 2026-07-24 | +33.6% | +45.1% | MCBS higher |
| Operating margin as of 2026-07-24 | +36.8% | n/a | |
| ROE as of 2026-07-24 | -20.9% | +15.1% | MCBS higher |
| ROA as of 2026-07-24 | -2.2% | +1.8% | MCBS higher |
| Debt / equity as of 2026-07-24 | 0.55 | 0.00 | MCBS lower |
| Revenue growth (YoY) as of 2026-07-24 | +33.2% | +35.4% | MCBS higher |
| Dividend yield as of 2026-07-24 | +3.2% | +3.2% | MCBS higher |
| Dividend streak (yrs) SEC XBRL | 4 | 4 | Tie |
| Beta as of 2026-07-24 | 0.81 | 0.69 | |
| 1-year return as of 2026-07-23 close | +26.9% | +18.6% | HBNC higher |
Fundamentals: Finnhub, as of 2026-07-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.