HQY vs OZ
HQY: HealthEquity is the largest HSA administrator by account count, managing $36.5 billion in consumer healthcare savings through technology-enabled services integrated with the broader health and benefits ecosystem. OZ: The only publicly traded qualified opportunity fund that invests in commercial and mixed-use real estate in economically distressed zones while offering investors favorable capital gains tax treatment.
Side-by-side fundamentals
| Metric | HQY | OZ | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $95.95 | $45.00 | |
| Market cap as of 2026-07-23 | $8.2B | $180M | |
| P/E as of 2026-07-23 | 35.43 | n/a | |
| PEG as of 2026-07-23 | 1.65 | -0.10 | OZ lower |
| Net margin as of 2026-07-23 | +17.3% | -360.3% | HQY higher |
| Gross margin as of 2026-07-23 | +70.7% | -47.8% | HQY higher |
| Operating margin as of 2026-07-23 | +25.6% | -369.1% | HQY higher |
| ROE as of 2026-07-23 | +10.9% | -15.2% | HQY higher |
| ROA as of 2026-07-23 | +6.8% | -7.5% | HQY higher |
| Debt / equity as of 2026-07-23 | 0.46 | 1.04 | HQY lower |
| Revenue growth (YoY) as of 2026-07-23 | +7.6% | +186.6% | OZ higher |
| Revenue CAGR (3y) SEC XBRL | +15.1% | +87.6% | OZ higher |
| Beta as of 2026-07-23 | 0.24 | 0.28 | |
| 1-year return as of 2026-07-22 close | -1.5% | -25.5% | HQY higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.