HTB vs UCB
HTB: A regional financial holding company serving the Southeast with a diversified portfolio of commercial loans, equipment finance, and residential mortgage banking. UCB: A Southeastern regional bank holding company combining community-bank customer service with specialized national lending capabilities in SBA, USDA, and equipment finance.
Side-by-side fundamentals
| Metric | HTB | UCB | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $48.48 | $34.89 | |
| Market cap as of 2026-07-27 | $818M | $4.2B | |
| P/E as of 2026-07-27 | 12.29 | 11.17 | UCB lower |
| PEG as of 2026-07-27 | 1.09 | 0.29 | UCB lower |
| ROE as of 2026-07-27 | +11.3% | +10.3% | HTB higher |
| ROA as of 2026-07-27 | +1.5% | +1.3% | HTB higher |
| Debt / equity as of 2026-07-27 | 0.02 | 0.10 | HTB lower |
| Revenue CAGR (3y) SEC XBRL | +0.7% | +8.8% | UCB higher |
| Dividend yield as of 2026-07-27 | +1.2% | +2.9% | UCB higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-27 | 0.81 | 0.84 | |
| 1-year return as of 2026-07-23 close | +18.1% | +12.4% | HTB higher |
Fundamentals: Finnhub, as of 2026-07-27. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.