HYNE vs REFI
HYNE: A community-focused savings bank with 138 years of history in Chicago that originates commercial real estate, commercial and industrial, and residential mortgage loans primarily in Cook County, Illinois. REFI: A mortgage REIT that originates and invests in first-lien commercial real estate loans, generating income through interest and origination fees while maintaining a diversified portfolio of non-agency mortgages.
Side-by-side fundamentals
| Metric | HYNE | REFI | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $16.63 | $10.06 | |
| Market cap as of 2026-08-01 | $132M | $213M | |
| P/E as of 2026-08-01 | 568.24 | 6.79 | REFI lower |
| Net margin as of 2026-08-01 | n/a | +48.9% | |
| Gross margin as of 2026-08-01 | n/a | +88.0% | |
| Operating margin as of 2026-08-01 | n/a | +48.9% | |
| ROE as of 2026-08-01 | -0.2% | +10.0% | REFI higher |
| ROA as of 2026-08-01 | -0.1% | +7.1% | REFI higher |
| Debt / equity as of 2026-08-01 | 0.00 | 0.38 | HYNE lower |
| Revenue growth (YoY) as of 2026-08-01 | n/a | +2.0% | |
| Dividend yield as of 2026-08-01 | n/a | +19.1% | |
| Dividend streak (yrs) SEC XBRL | n/a | 1 | |
| Beta as of 2026-08-01 | 0.24 | 0.34 | |
| 1-year return as of 2026-07-27 close | n/a | -25.3% |
Fundamentals: market data, as of 2026-08-01. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.