IBCP vs WTFC
IBCP: A regional bank holding company providing comprehensive commercial and consumer financial services primarily serving the Michigan market. WTFC: A community-focused financial services company leveraging a multi-bank charter structure to provide specialized banking, niche insurance premium financing, and wealth management services.
Side-by-side fundamentals
| Metric | IBCP | WTFC | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $37.58 | $158.88 | |
| Market cap as of 2026-08-01 | $786M | $10.7B | |
| P/E as of 2026-08-01 | 10.96 | 12.01 | IBCP lower |
| PEG as of 2026-08-01 | 0.92 | 1.21 | IBCP lower |
| Net margin as of 2026-08-01 | +28.8% | +28.6% | IBCP higher |
| Operating margin as of 2026-08-01 | +35.5% | +38.9% | WTFC higher |
| ROE as of 2026-08-01 | +14.1% | +12.3% | IBCP higher |
| ROA as of 2026-08-01 | +1.3% | +1.3% | IBCP higher |
| Debt / equity as of 2026-08-01 | 0.08 | 0.12 | IBCP lower |
| Revenue growth (YoY) as of 2026-08-01 | +46.1% | +79.3% | WTFC higher |
| Revenue CAGR (3y) SEC XBRL | +0.5% | +6.9% | WTFC higher |
| Dividend yield as of 2026-08-01 | +2.9% | +1.5% | IBCP higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-08-01 | 0.71 | 0.85 | |
| 1-year return as of 2026-07-27 close | +15.8% | +20.3% | WTFC higher |
Fundamentals: market data, as of 2026-08-01. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.