INBK vs SOFI
INBK: A pioneer in digital banking, First Internet Bancorp provides a nationwide, branchless platform for commercial and consumer financial services, enhanced by strategic fintech partnerships and a robust SBA lending program. SOFI: A digital-first, all-in-one financial services 'everything app' integrating consumer banking, lending, and enterprise fintech technology infrastructure.
Side-by-side fundamentals
| Metric | INBK | SOFI | Edge |
|---|---|---|---|
| Price as of 2026-07-31 close | $29.46 | $16.31 | |
| Market cap as of 2026-08-03 | $257M | $20.9B | |
| P/E as of 2026-08-03 | n/a | 37.07 | |
| PEG as of 2026-08-03 | n/a | 0.96 | |
| Net margin as of 2026-08-03 | +10.5% | -19.8% | INBK higher |
| Operating margin as of 2026-08-03 | +8.1% | -19.9% | INBK higher |
| ROE as of 2026-08-03 | -9.2% | +6.3% | SOFI higher |
| ROA as of 2026-08-03 | -0.6% | +1.2% | SOFI higher |
| Debt / equity as of 2026-08-03 | 0.29 | 0.17 | SOFI lower |
| Revenue growth (YoY) as of 2026-08-03 | +50.5% | +205.5% | SOFI higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +18.0% | |
| Dividend yield as of 2026-08-03 | +0.8% | n/a | |
| Dividend streak (yrs) SEC XBRL | 5 | 0 | INBK higher |
| Beta as of 2026-08-03 | 1.16 | 2.27 | |
| 1-year return as of 2026-07-31 close | +34.3% | -27.8% | INBK higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-31.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.