JCAP vs NNI
JCAP: Jefferson Capital purchases distressed consumer debt portfolios at steep discounts and manages collections to recover value across credit cards, autos, utilities, and other receivables. NNI: A diversified financial services and education technology holding company that bridges the gap between student loan servicing, specialized payment platforms, and private banking.
Side-by-side fundamentals
| Metric | JCAP | NNI | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $19.13 | $131.60 | |
| Market cap as of 2026-07-24 | $1.2B | $4.7B | |
| P/E as of 2026-07-24 | 7.37 | 11.34 | JCAP lower |
| PEG as of 2026-07-24 | 0.11 | 0.10 | NNI lower |
| Net margin as of 2026-07-24 | +25.4% | +20.8% | JCAP higher |
| Gross margin as of 2026-07-24 | +66.9% | +64.9% | JCAP higher |
| Operating margin as of 2026-07-24 | +48.4% | +24.8% | JCAP higher |
| ROE as of 2026-07-24 | +36.5% | +11.4% | JCAP higher |
| ROA as of 2026-07-24 | +8.3% | +3.0% | JCAP higher |
| Debt / equity as of 2026-07-24 | 3.24 | 2.53 | NNI lower |
| Revenue growth (YoY) as of 2026-07-24 | n/a | -0.6% | |
| Revenue CAGR (3y) SEC XBRL | +37.8% | n/a | |
| Dividend yield as of 2026-07-24 | +5.0% | +1.0% | JCAP higher |
| Dividend streak (yrs) SEC XBRL | 1 | 2 | NNI higher |
| Beta as of 2026-07-24 | 0.84 | 0.78 | |
| 1-year return as of 2026-07-23 close | +14.1% | +7.6% | JCAP higher |
Fundamentals: Finnhub, as of 2026-07-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.