JKHY vs RPAY
JKHY: Jack Henry & Associates is a leading provider of core processing, digital banking, and payment solutions that empower community banks and credit unions to compete in an increasingly digital financial landscape. RPAY: A vertical-focused payments technology company that embeds electronic payment solutions into enterprise software systems for personal loans, automotive loans, receivables management, and B2B markets.
Side-by-side fundamentals
| Metric | JKHY | RPAY | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $146.16 | $3.66 | |
| Market cap as of 2026-07-23 | $10.5B | $319M | |
| P/E as of 2026-07-23 | 20.15 | n/a | |
| PEG as of 2026-07-23 | 0.96 | -0.00 | RPAY lower |
| Net margin as of 2026-07-23 | +20.6% | -82.7% | JKHY higher |
| Gross margin as of 2026-07-23 | +44.1% | +75.1% | RPAY higher |
| Operating margin as of 2026-07-23 | +26.0% | -79.9% | JKHY higher |
| ROE as of 2026-07-23 | +24.0% | -46.8% | JKHY higher |
| ROA as of 2026-07-23 | +17.0% | -20.3% | JKHY higher |
| Debt / equity as of 2026-07-23 | 0.04 | 0.82 | JKHY lower |
| Revenue growth (YoY) as of 2026-07-23 | +8.4% | +1.0% | JKHY higher |
| Revenue CAGR (3y) SEC XBRL | +6.9% | +3.5% | JKHY higher |
| Dividend yield as of 2026-07-23 | +1.6% | n/a | |
| Dividend streak (yrs) SEC XBRL | 5 | n/a | |
| Beta as of 2026-07-23 | 0.56 | 1.86 | |
| 1-year return as of 2026-07-22 close | -15.8% | -30.2% | JKHY higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.