JMSB vs OCFC
JMSB: A $2.3B regional bank serving small-to-medium businesses and professionals in the Washington, D.C. metropolitan area with strong local ties and specialized expertise in commercial lending. OCFC: A regional bank holding company serving business and retail customers across the Mid-Atlantic (New Jersey through Virginia) with $14.6 billion in assets and a focus on commercial real estate and commercial lending.
Side-by-side fundamentals
| Metric | JMSB | OCFC | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $23.29 | $19.60 | |
| Market cap as of 2026-07-29 | $333M | $1.9B | |
| P/E as of 2026-07-29 | 14.66 | 16.02 | JMSB lower |
| PEG as of 2026-07-29 | 0.45 | n/a | |
| Net margin as of 2026-07-29 | +21.5% | +29.6% | OCFC higher |
| Operating margin as of 2026-07-29 | +30.9% | +39.1% | OCFC higher |
| ROE as of 2026-07-29 | +8.6% | +4.2% | JMSB higher |
| ROA as of 2026-07-29 | +1.0% | +0.5% | JMSB higher |
| Debt / equity as of 2026-07-29 | 0.09 | 0.19 | JMSB lower |
| Revenue growth (YoY) as of 2026-07-29 | +23.4% | +48.4% | OCFC higher |
| Dividend yield as of 2026-07-29 | +1.7% | +4.1% | OCFC higher |
| Dividend streak (yrs) SEC XBRL | 4 | 5 | OCFC higher |
| Beta as of 2026-07-29 | 0.43 | 0.96 | |
| 1-year return as of 2026-07-27 close | +21.9% | +12.4% | JMSB higher |
Fundamentals: Finnhub, as of 2026-07-29. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.