LPRO vs PRG
LPRO: Open Lending provides an automated risk management and insurance-backed lending platform that helps financial institutions profitably originate loans to near-prime and non-prime auto borrowers. PRG: A financial technology company providing flexible lease-to-own, buy-now-pay-later, and payroll deduction financing solutions to near-prime and subprime consumers.
Side-by-side fundamentals
| Metric | LPRO | PRG | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $3.14 | $45.00 | |
| Market cap as of 2026-07-23 | $372M | $1.8B | |
| P/E as of 2026-07-23 | n/a | 12.17 | |
| PEG as of 2026-07-23 | n/a | 0.45 | |
| Net margin as of 2026-07-23 | -6.0% | +6.0% | PRG higher |
| Gross margin as of 2026-07-23 | +77.2% | +91.6% | PRG higher |
| Operating margin as of 2026-07-23 | -7.4% | +8.7% | PRG higher |
| ROE as of 2026-07-23 | -7.0% | +20.5% | PRG higher |
| ROA as of 2026-07-23 | -2.0% | +8.9% | PRG higher |
| Debt / equity as of 2026-07-23 | 1.10 | 1.21 | LPRO lower |
| Revenue growth (YoY) as of 2026-07-23 | +405.4% | -1.5% | LPRO higher |
| Revenue CAGR (3y) SEC XBRL | -19.6% | -2.5% | PRG higher |
| Dividend yield as of 2026-07-23 | n/a | +1.2% | |
| Dividend streak (yrs) SEC XBRL | n/a | 2 | |
| Beta as of 2026-07-23 | 2.24 | 1.82 | |
| 1-year return as of 2026-07-22 close | +28.2% | +57.3% | PRG higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.