MCB vs NPB
MCB: An entrepreneurial-focused commercial bank serving middle-market businesses and real estate entrepreneurs in the New York metropolitan area with highly customized financial solutions. NPB: A specialty mortgage-focused bank providing warehouse financing and digital residential lending to independent mortgage originators and retail borrowers nationwide.
Side-by-side fundamentals
| Metric | MCB | NPB | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $90.19 | $16.90 | |
| Market cap as of 2026-07-23 | $1.1B | $584M | |
| P/E as of 2026-07-23 | 13.01 | 6.62 | NPB lower |
| PEG as of 2026-07-23 | 0.45 | 0.26 | NPB lower |
| Net margin as of 2026-07-23 | +23.2% | n/a | |
| Operating margin as of 2026-07-23 | +37.9% | n/a | |
| ROE as of 2026-07-23 | +10.9% | +14.8% | NPB higher |
| ROA as of 2026-07-23 | +1.0% | +1.3% | NPB higher |
| Debt / equity as of 2026-07-23 | 0.04 | 0.20 | MCB lower |
| Revenue growth (YoY) as of 2026-07-23 | +50.5% | n/a | |
| Dividend yield as of 2026-07-23 | +0.8% | +0.6% | MCB higher |
| Dividend streak (yrs) SEC XBRL | 1 | 3 | NPB higher |
| Beta as of 2026-07-23 | 0.98 | 0.58 | |
| 1-year return as of 2026-07-22 close | +26.4% | +13.0% | MCB higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.