MCBS vs OVLY
MCBS: A multi-state community bank focused on retail and commercial lending with significant real estate exposure and operations across the Southeast and Mid-Atlantic regions. OVLY: Oak Valley Bancorp is a California-based community bank holding company serving individuals and businesses across the Central Valley and Eastern Sierras.
Side-by-side fundamentals
| Metric | MCBS | OVLY | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $35.94 | $32.93 | |
| Market cap as of 2026-07-23 | $1.0B | $276M | |
| P/E as of 2026-07-23 | 13.73 | 11.52 | OVLY lower |
| PEG as of 2026-07-23 | 1.73 | n/a | |
| Net margin as of 2026-07-23 | +45.1% | n/a | |
| ROE as of 2026-07-23 | +15.1% | +12.0% | MCBS higher |
| ROA as of 2026-07-23 | +1.8% | +1.2% | MCBS higher |
| Debt / equity as of 2026-07-23 | 0.00 | 0.00 | Tie |
| Revenue growth (YoY) as of 2026-07-23 | +35.4% | n/a | |
| Dividend yield as of 2026-07-23 | +3.2% | +2.3% | MCBS higher |
| Dividend streak (yrs) SEC XBRL | 4 | 5 | OVLY higher |
| Beta as of 2026-07-23 | 0.69 | 0.21 | |
| 1-year return as of 2026-07-22 close | +18.1% | +19.5% | OVLY higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.