MCBS vs SMBK
MCBS: MetroCity Bankshares is a community-focused bank holding company with a strong footprint in commercial and residential real estate lending across several U.S. states. SMBK: A growing community bank holding company focused on organic growth and strategic acquisitions in the Southeastern United States.
Side-by-side fundamentals
| Metric | MCBS | SMBK | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $36.10 | $49.06 | |
| Market cap as of 2026-07-27 | $1.0B | $855M | |
| P/E as of 2026-07-27 | 14.06 | 14.90 | MCBS lower |
| PEG as of 2026-07-27 | 1.04 | 0.39 | SMBK lower |
| Net margin as of 2026-07-27 | +45.1% | +22.4% | MCBS higher |
| Operating margin as of 2026-07-26 | n/a | +28.4% | |
| ROE as of 2026-07-27 | +15.1% | +10.3% | MCBS higher |
| ROA as of 2026-07-27 | +1.8% | +1.0% | MCBS higher |
| Debt / equity as of 2026-07-27 | 0.00 | 0.17 | MCBS lower |
| Revenue growth (YoY) as of 2026-07-27 | +35.4% | +44.0% | SMBK higher |
| Dividend yield as of 2026-07-27 | +3.2% | +0.7% | MCBS higher |
| Dividend streak (yrs) SEC XBRL | 4 | 5 | SMBK higher |
| Beta as of 2026-07-27 | 0.69 | 0.70 | |
| 1-year return as of 2026-07-23 close | +23.4% | +40.6% | SMBK higher |
Fundamentals: Finnhub, as of 2026-07-27. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.