MCHB vs PNBK
MCHB: A regional community bank with 166 branches across California, Oregon, Washington, and Hawaii, serving consumer and business banking, commercial lending, and wealth management following its 2025 merger with HomeStreet Bank. PNBK: A Connecticut community bank undergoing strategic repositioning toward relationship-driven banking for entrepreneurs and high-net-worth clients while operating under regulatory supervision.
Side-by-side fundamentals
| Metric | MCHB | PNBK | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $15.91 | $1.15 | |
| Market cap as of 2026-07-23 | $3.7B | $136M | |
| P/E as of 2026-07-23 | 16.80 | n/a | |
| Net margin as of 2026-07-23 | +14.9% | -9.2% | MCHB higher |
| Operating margin as of 2026-07-23 | +26.3% | -12.5% | MCHB higher |
| ROE as of 2026-07-23 | +9.9% | -13.5% | MCHB higher |
| ROA as of 2026-07-23 | +1.2% | -1.1% | MCHB higher |
| Debt / equity as of 2026-07-23 | 0.05 | 0.18 | MCHB lower |
| Revenue growth (YoY) as of 2026-07-23 | -3.1% | +50.4% | PNBK higher |
| Dividend yield as of 2026-07-23 | +17.4% | n/a | |
| Dividend streak (yrs) SEC XBRL | 1 | 2 | PNBK higher |
| Beta as of 2026-07-23 | 1.39 | -0.69 | |
| 1-year return as of 2026-07-22 close | +21.4% | -17.3% | MCHB higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.