MCY vs THG
MCY: Mercury General is a regional personal lines insurer focused on automobile and homeowners coverage, with a heavy operational concentration in the California insurance market. THG: A diversified property and casualty insurer offering commercial, personal, and specialty coverage through independent agents with $11.5 billion in investment assets backing its underwriting operations.
Side-by-side fundamentals
| Metric | MCY | THG | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $102.74 | $212.87 | |
| Market cap as of 2026-07-23 | $5.8B | $7.4B | |
| P/E as of 2026-07-23 | 6.91 | 10.30 | MCY lower |
| PEG as of 2026-07-23 | 0.04 | 0.16 | MCY lower |
| Net margin as of 2026-07-23 | +13.7% | +10.8% | MCY higher |
| Operating margin as of 2026-07-23 | +17.4% | +14.1% | MCY higher |
| ROE as of 2026-07-23 | +36.5% | +20.9% | MCY higher |
| ROA as of 2026-07-23 | +8.9% | +4.4% | MCY higher |
| Debt / equity as of 2026-07-23 | 0.22 | 0.24 | MCY lower |
| Revenue growth (YoY) as of 2026-07-23 | +9.7% | +6.2% | MCY higher |
| Revenue CAGR (3y) SEC XBRL | +18.0% | +6.4% | MCY higher |
| Dividend yield as of 2026-07-23 | +1.2% | +1.8% | THG higher |
| Dividend streak (yrs) SEC XBRL | 3 | 1 | MCY higher |
| Beta as of 2026-07-23 | 0.95 | 0.30 | |
| 1-year return as of 2026-07-22 close | +48.8% | +26.9% | MCY higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.