MFA vs ONIT
MFA: MFA is a REIT focused on acquiring and financing non-traditional residential mortgage assets like Non-QM loans and Business Purpose Loans while managing interest rate and credit risk through securitizations and hedging. ONIT: Onity is a mortgage servicing and origination company managing 1.4 million loans worth $328 billion in principal through forward and reverse mortgage platforms built for efficiency and institutional scale.
Side-by-side fundamentals
| Metric | MFA | ONIT | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $9.12 | $39.85 | |
| Market cap as of 2026-08-01 | $927M | $336M | |
| P/E as of 2026-08-01 | 6.85 | 1.76 | ONIT lower |
| PEG as of 2026-08-01 | n/a | 0.00 | |
| Net margin as of 2026-08-01 | +16.3% | +15.7% | MFA higher |
| Gross margin as of 2026-08-01 | +36.2% | +94.2% | ONIT higher |
| Operating margin as of 2026-08-01 | +16.3% | +36.6% | ONIT higher |
| ROE as of 2026-08-01 | +7.4% | +28.6% | ONIT higher |
| ROA as of 2026-08-01 | +1.1% | +1.1% | MFA higher |
| Debt / equity as of 2026-08-01 | 6.25 | 23.71 | MFA lower |
| Revenue growth (YoY) as of 2026-08-01 | -23.7% | +12.6% | ONIT higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +3.8% | |
| Dividend yield as of 2026-08-01 | +15.7% | +1.4% | MFA higher |
| Dividend streak (yrs) SEC XBRL | 2 | n/a | |
| Beta as of 2026-08-01 | 1.52 | 1.45 | |
| 1-year return as of 2026-07-27 close | -3.8% | +3.8% | ONIT higher |
Fundamentals: market data, as of 2026-08-01. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.