MSBI vs UCB
MSBI: Midland States Bancorp is a regional financial holding company serving the Midwest with a combination of relationship-driven community banking and wealth management services. UCB: A Southeastern regional bank holding company combining community-bank customer service with specialized national lending capabilities in SBA, USDA, and equipment finance.
Side-by-side fundamentals
| Metric | MSBI | UCB | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $32.83 | $35.17 | |
| Market cap as of 2026-07-30 | $681M | $4.2B | |
| P/E as of 2026-07-30 | 19.89 | 11.25 | UCB lower |
| PEG as of 2026-07-30 | n/a | 0.30 | |
| Net margin as of 2026-07-30 | +28.7% | n/a | |
| Operating margin as of 2026-07-30 | +39.9% | n/a | |
| ROE as of 2026-07-30 | +6.2% | +10.3% | UCB higher |
| ROA as of 2026-07-30 | +0.5% | +1.3% | UCB higher |
| Debt / equity as of 2026-07-30 | 0.42 | 0.10 | UCB lower |
| Revenue growth (YoY) as of 2026-07-30 | +43.3% | n/a | |
| Revenue CAGR (3y) SEC XBRL | n/a | +8.8% | |
| Dividend yield as of 2026-07-30 | +3.8% | +2.8% | MSBI higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-30 | 0.63 | 0.84 | |
| 1-year return as of 2026-07-27 close | +82.7% | +11.5% | MSBI higher |
Fundamentals: market data, as of 2026-07-30. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.