NAVI vs SOFI
NAVI: A financial services provider specializing in student loan management, servicing, and business process outsourcing. SOFI: An integrated digital financial services "everything app" offering consumer banking, lending, investment products, and enterprise-grade technology infrastructure.
Side-by-side fundamentals
| Metric | NAVI | SOFI | Edge |
|---|---|---|---|
| Price as of 2026-10-21 close | $9.03 | $14.90 | |
| Market cap | $847M | $19.2B | |
| P/E as of 2026-10-21 | n/a | 30.41 | |
| Net margin | +48.3% | +77.7% | SOFI higher |
| ROE FY2025, SEC XBRL | -3.3% | +4.6% | SOFI higher |
| ROA FY2025, SEC XBRL | -0.2% | +1.0% | SOFI higher |
| Debt / equity filed borrowings, leases excl., balance sheet 2026-06-30 | 18.49 | n/a | |
| Revenue growth (YoY) | -15.6% | +23.1% | SOFI higher |
| Revenue CAGR (3y) SEC XBRL | -18.8% | +18.0% | SOFI higher |
| Dividend yield as of 2026-09-03 | +6.7% | n/a | |
| Dividend streak (yrs) SEC XBRL | 14 | 0 | NAVI higher |
| Beta as of 2026-09-03 | 1.02 | 2.34 | |
| 1-year return as of 2026-10-21 close | -27.6% | -48.2% | NAVI higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.