NBTB vs PBFS
NBTB: NBT Bancorp is a regional financial holding company providing comprehensive commercial banking, insurance, and wealth management services. PBFS: A profitable New York-based regional bank growing deposits and loan portfolio while delivering insurance and wealth management services to its retail and commercial customer base.
Side-by-side fundamentals
| Metric | NBTB | PBFS | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $52.52 | $17.94 | |
| Market cap as of 2026-07-29 | $2.7B | $450M | |
| P/E as of 2026-07-29 | 14.94 | 22.16 | NBTB lower |
| PEG as of 2026-07-29 | 0.27 | 1.42 | NBTB lower |
| Net margin as of 2026-07-29 | +24.1% | +25.0% | PBFS higher |
| Operating margin as of 2026-07-29 | +31.0% | +31.8% | PBFS higher |
| ROE as of 2026-07-29 | +9.8% | +6.2% | NBTB higher |
| ROA as of 2026-07-29 | +1.1% | +0.9% | NBTB higher |
| Debt / equity as of 2026-07-29 | 0.16 | 0.00 | PBFS lower |
| Revenue growth (YoY) as of 2026-07-29 | +32.1% | +57.0% | PBFS higher |
| Revenue CAGR (3y) SEC XBRL | +6.7% | +6.1% | NBTB higher |
| Dividend yield as of 2026-07-29 | +2.8% | n/a | |
| Dividend streak (yrs) SEC XBRL | 5 | n/a | |
| Beta as of 2026-07-29 | 0.50 | 0.39 | |
| 1-year return as of 2026-07-27 close | +26.9% | +45.0% | PBFS higher |
Fundamentals: Finnhub, as of 2026-07-29. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.