NPB vs UWMC
NPB: A specialty mortgage-focused bank providing warehouse financing and digital residential lending to independent mortgage originators and retail borrowers nationwide. UWMC: The nation's largest wholesale mortgage lender, exclusively serving independent mortgage brokers with technology-enabled purchase mortgages and servicing.
Side-by-side fundamentals
| Metric | NPB | UWMC | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $16.90 | $1.84 | |
| Market cap as of 2026-07-23 | $584M | $2.9B | |
| P/E as of 2026-07-23 | 6.62 | 44.39 | NPB lower |
| PEG as of 2026-07-23 | 0.26 | 0.09 | UWMC lower |
| Net margin as of 2026-07-23 | n/a | +1.9% | |
| Gross margin as of 2026-07-23 | n/a | +88.8% | |
| Operating margin as of 2026-07-23 | n/a | +51.0% | |
| ROE as of 2026-07-23 | +14.8% | +33.9% | UWMC higher |
| ROA as of 2026-07-23 | +1.3% | +0.4% | NPB higher |
| Debt / equity as of 2026-07-23 | 0.20 | 70.22 | NPB lower |
| Revenue growth (YoY) as of 2026-07-23 | n/a | +27.6% | |
| Revenue CAGR (3y) SEC XBRL | n/a | +10.0% | |
| Dividend yield as of 2026-07-23 | +0.6% | +21.7% | UWMC higher |
| Dividend streak (yrs) SEC XBRL | 3 | n/a | |
| Beta as of 2026-07-23 | 0.58 | 1.87 | |
| 1-year return as of 2026-07-22 close | +13.0% | -60.4% | NPB higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.