NU vs STNE
NU: Nubank is one of the world's largest digital financial services platforms, offering banking, payments, credit, and investment products across Latin America with 115+ million customers primarily in Brazil. STNE: StoneCo is a leading Brazilian fintech platform providing payment processing, digital banking, and business management software to merchants and integrated partners.
Side-by-side fundamentals
| Metric | NU | STNE | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $14.51 | $11.36 | |
| Market cap as of 2026-07-23 | $70.1B | $537M | |
| P/E as of 2026-07-23 | 22.02 | 3.97 | STNE lower |
| PEG as of 2026-07-23 | 0.47 | 0.21 | STNE lower |
| Net margin as of 2026-07-23 | +18.2% | +24.4% | STNE higher |
| Gross margin as of 2026-07-23 | +41.0% | +75.2% | STNE higher |
| Operating margin as of 2026-07-23 | +23.0% | +50.7% | STNE higher |
| ROE as of 2026-07-23 | +28.9% | +30.2% | STNE higher |
| ROA as of 2026-07-23 | +4.5% | +5.9% | STNE higher |
| Debt / equity as of 2026-07-23 | 3.83 | 1.29 | STNE lower |
| Revenue growth (YoY) as of 2026-07-23 | +45.4% | +3.8% | NU higher |
| Beta as of 2026-07-23 | 0.94 | 1.65 | |
| 1-year return as of 2026-07-22 close | +13.4% | -19.0% | NU higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.