ONIT vs UWMC
ONIT: Onity is a mortgage servicing and origination company managing 1.4 million loans worth $328 billion in principal through forward and reverse mortgage platforms built for efficiency and institutional scale. UWMC: The nation's largest wholesale mortgage lender, exclusively serving independent mortgage brokers with technology-enabled purchase mortgages and servicing.
Side-by-side fundamentals
| Metric | ONIT | UWMC | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $39.85 | $1.84 | |
| Market cap as of 2026-07-31 | $336M | $3.0B | |
| P/E as of 2026-07-31 | 1.79 | 44.88 | ONIT lower |
| PEG as of 2026-07-31 | 0.00 | 0.09 | ONIT lower |
| Net margin as of 2026-07-31 | +15.7% | +1.9% | ONIT higher |
| Gross margin as of 2026-07-31 | +94.2% | +88.8% | ONIT higher |
| Operating margin as of 2026-07-31 | +36.6% | +51.0% | UWMC higher |
| ROE as of 2026-07-31 | +28.6% | +33.9% | UWMC higher |
| ROA as of 2026-07-31 | +1.1% | +0.4% | ONIT higher |
| Debt / equity as of 2026-07-31 | 23.71 | 70.22 | ONIT lower |
| Revenue growth (YoY) as of 2026-07-31 | +12.6% | +27.6% | UWMC higher |
| Revenue CAGR (3y) SEC XBRL | +3.8% | +10.0% | UWMC higher |
| Dividend yield as of 2026-07-31 | +1.3% | +21.5% | UWMC higher |
| Beta as of 2026-07-31 | 1.45 | 1.88 | |
| 1-year return as of 2026-07-27 close | +3.8% | -56.9% | ONIT higher |
Fundamentals: market data, as of 2026-07-31. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.