PDLB vs PFS
PDLB: A community-focused financial institution operating as the holding company for Ponce Bank, specializing in multi-family and commercial real estate lending in the New York City market. PFS: Provident Financial Services is a community-oriented bank holding company providing diverse commercial and retail banking services across New Jersey, Pennsylvania, and New York.
Side-by-side fundamentals
| Metric | PDLB | PFS | Edge |
|---|---|---|---|
| Price as of 2026-07-31 close | $20.18 | $24.68 | |
| Market cap as of 2026-08-03 | $488M | $3.2B | |
| P/E as of 2026-08-03 | 13.94 | 10.51 | PFS lower |
| PEG as of 2026-08-03 | 0.15 | 0.30 | PDLB lower |
| Net margin as of 2026-08-03 | n/a | +30.2% | |
| Operating margin as of 2026-08-03 | n/a | +40.9% | |
| ROE as of 2026-08-03 | +6.2% | +11.0% | PFS higher |
| ROA as of 2026-08-03 | +1.0% | +1.2% | PFS higher |
| Debt / equity as of 2026-08-03 | 0.00 | 0.18 | PDLB lower |
| Revenue growth (YoY) as of 2026-08-03 | n/a | +36.7% | |
| Revenue CAGR (3y) SEC XBRL | n/a | +10.0% | |
| Dividend yield as of 2026-08-03 | +0.2% | +3.9% | PFS higher |
| Dividend streak (yrs) SEC XBRL | n/a | 5 | |
| Beta as of 2026-08-03 | 0.68 | 0.96 | |
| 1-year return as of 2026-07-31 close | +43.6% | +35.5% | PDLB higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-31.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.