PRAA vs RM
PRAA: Global specialist in purchasing and collecting nonperforming consumer loan portfolios through disciplined, data-driven recovery strategies across 12+ countries. RM: Regional Management is a non-prime consumer finance lender originating and servicing secured retail installment contracts, funded through asset-backed securitizations.
Side-by-side fundamentals
| Metric | PRAA | RM | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $16.90 | $42.52 | |
| Market cap as of 2026-07-23 | $666M | $392M | |
| P/E as of 2026-07-23 | n/a | 8.03 | |
| PEG as of 2026-07-23 | n/a | 0.17 | |
| Net margin as of 2026-07-23 | -22.5% | +7.4% | RM higher |
| Gross margin as of 2026-07-23 | +80.3% | +100.0% | RM higher |
| Operating margin as of 2026-07-23 | +3.0% | +22.9% | RM higher |
| ROE as of 2026-07-23 | -26.4% | +13.2% | RM higher |
| ROA as of 2026-07-23 | -5.4% | +2.4% | RM higher |
| Debt / equity as of 2026-07-23 | 3.85 | 4.30 | PRAA lower |
| Revenue growth (YoY) as of 2026-07-23 | +10.5% | +10.5% | RM higher |
| Revenue CAGR (3y) SEC XBRL | +7.5% | +8.4% | RM higher |
| Dividend yield as of 2026-07-23 | n/a | +2.8% | |
| Dividend streak (yrs) SEC XBRL | n/a | 5 | |
| Beta as of 2026-07-23 | 1.07 | 0.97 | |
| 1-year return as of 2026-07-22 close | +7.2% | +29.9% | RM higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.