SHBI vs SO
SHBI: The largest independent community bank headquartered on the Eastern Shore of Maryland, offering a comprehensive range of commercial and personal financial services. SO: A major Southeastern utility holding company providing diversified electric and natural gas service alongside wholesale power and infrastructure solutions.
Side-by-side fundamentals
| Metric | SHBI | SO | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $22.90 | $96.60 | |
| Market cap as of 2026-07-26 | $790M | $109.6B | |
| P/E as of 2026-07-26 | 12.57 | 25.13 | SHBI lower |
| PEG as of 2026-07-26 | 0.51 | 2.62 | SHBI lower |
| Net margin as of 2026-07-26 | n/a | +15.1% | |
| Gross margin as of 2026-07-26 | n/a | +40.0% | |
| Operating margin as of 2026-07-26 | n/a | +25.2% | |
| ROE as of 2026-07-26 | +10.8% | +12.3% | SO higher |
| ROA as of 2026-07-26 | +1.0% | +2.8% | SO higher |
| Debt / equity as of 2026-07-26 | 0.15 | 2.01 | SHBI lower |
| Revenue growth (YoY) as of 2026-07-26 | n/a | +8.7% | |
| Revenue CAGR (3y) SEC XBRL | +10.8% | +0.3% | SHBI higher |
| Dividend yield as of 2026-07-26 | +2.4% | +3.1% | SO higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-26 | 0.82 | 0.32 | |
| 1-year return as of 2026-07-23 close | +47.1% | +2.4% | SHBI higher |
Fundamentals: Finnhub, as of 2026-07-26. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.