SMBK vs UCB
SMBK: A growing community bank holding company focused on organic growth and strategic acquisitions in the Southeastern United States. UCB: A Southeastern regional bank holding company combining community-bank customer service with specialized national lending capabilities in SBA, USDA, and equipment finance.
Side-by-side fundamentals
| Metric | SMBK | UCB | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $51.29 | $35.17 | |
| Market cap as of 2026-07-29 | $877M | $4.2B | |
| P/E as of 2026-07-29 | 15.13 | 11.29 | UCB lower |
| PEG as of 2026-07-29 | 0.41 | 0.30 | UCB lower |
| Net margin as of 2026-07-29 | +22.4% | n/a | |
| Operating margin as of 2026-07-29 | +28.4% | n/a | |
| ROE as of 2026-07-29 | +10.3% | +10.3% | UCB higher |
| ROA as of 2026-07-29 | +1.0% | +1.3% | UCB higher |
| Debt / equity as of 2026-07-29 | 0.17 | 0.10 | UCB lower |
| Revenue growth (YoY) as of 2026-07-29 | +44.0% | n/a | |
| Revenue CAGR (3y) SEC XBRL | n/a | +8.8% | |
| Dividend yield as of 2026-07-29 | +0.7% | +2.8% | UCB higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-29 | 0.69 | 0.84 | |
| 1-year return as of 2026-07-27 close | +44.6% | +11.5% | SMBK higher |
Fundamentals: Finnhub, as of 2026-07-29. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.