Ally Financial (ALLY)
Financials · Digital banking and automotive finance
Digital-first financial services company dominating automotive financing and insurance, with a national bank deposit base and expanding corporate finance operations.
What Ally Financial does
Ally Financial is a $196 billion financial-services company comprising the nation's largest all-digital bank and an industry-leading automotive financing and insurance business. The company operates through Dealer Financial Services (automotive financing and insurance), Corporate Finance (capital for equity sponsors and middle-market companies), and Ally Bank (deposits, securities brokerage, and advisory services). The company serves automotive dealers, consumers, and corporate clients, and is unwinding consumer mortgage and unsecured lending operations following recent divestitures.
Themes: ["Automotive financing and insurance","Digital banking","Dealer services","Corporate finance / private equity lending","Direct deposits and consumer banking"]
Fundamentals
- Price$45.11 as of 2026-07-09 close
- Market cap$13.6B as of 2026-07-10
- 1-year return+10.2% as of 2026-07-09 close
- P/E9.77 as of 2026-07-10
- Net margin+13.3% as of 2026-07-10
- ROE+9.2% as of 2026-07-10
- Debt / equity1.15 as of 2026-07-10
- Revenue growth (YoY)+37.4% as of 2026-07-10
- Revenue CAGR (3y)-2.1% SEC XBRL
- Beta1.10 as of 2026-07-10
Dividend: yield +2.7%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Automotive market cyclicality and credit quality deterioration in consumer and commercial loan portfolios","Competition from banks, credit unions, captive auto finance companies, and independent finance companies in automotive financing and banking","Interest rate volatility and deposit funding costs, which affect net financing revenue and interest margins"]
Competitors & peers
- Capital One Financial (COF)
- Synchrony Financial (SYF)
- AmeriCredit / General Motors Financial Company
- Ford Motor Credit
- Toyota Financial Services
- JPMorgan Chase (JPM)
- Bank of America (BAC)
- Wells Fargo (WFC)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.