Bank of America (BAC)
Financials · Diversified financial services / universal banking
A diversified global financial services bank providing consumer, corporate and investment banking services across retail deposits, commercial lending, and capital markets trading.
What Bank of America does
Bank of America is a diversified financial services company operating through multiple segments including consumer banking, commercial banking, wealth management, and investment banking. The corporation generates revenues from net interest income on loans and deposits, trading and fee-based services across its Global Markets segment, and wealth advisory services. With approximately 213,000 employees globally, the company serves clients and customers through traditional banking products as well as emerging digital and technology-enabled financial services.
Themes: ["Global markets trading","Capital markets","Commercial banking","Wealth management","Consumer finance","Risk management","Digital banking"]
Fundamentals
- Price$59.25 as of 2026-07-09 close
- Market cap$420.1B as of 2026-07-10
- 1-year return+26.5% as of 2026-07-09 close
- P/E13.25 as of 2026-07-10
- Net margin+30.2% as of 2026-07-10
- ROE+10.5% as of 2026-07-10
- Debt / equity2.45 as of 2026-07-10
- Revenue growth (YoY)+99.4% as of 2026-07-10
- Revenue CAGR (3y)+6.0% SEC XBRL
- Beta1.19 as of 2026-07-10
Dividend: yield +1.9%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Market risk from trading activities and volatility in trading revenues, particularly in the Global Markets segment where the majority of trading portfolio risk resides","Intense competition from traditional financial institutions, non-bank fintech companies, digital-only banks, and emerging technology-driven financial services firms","Exposure to credit losses and provision requirements driven by economic conditions, market stress, and credit valuation adjustments across the loan portfolio"]
Competitors & peers
- JPMorgan Chase
- Citigroup
- Wells Fargo
- Goldman Sachs
- Morgan Stanley
- Barclays
- Deutsche Bank
- HSBC
- Credit Suisse
- Fintech and nonbank financial services providers (unnamed)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.