Wells Fargo (WFC)
Financials · Diversified Banking · NYSE
A major diversified financial services leader providing essential banking, lending, and investment solutions to a vast, multi-segment customer base.
What Wells Fargo does
Wells Fargo & Company is a diversified financial services company providing banking, investment, mortgage, and consumer and commercial finance products and services. It operates through various segments offering comprehensive financial solutions to individuals, businesses, and institutions across the United States and internationally. The company focuses on building long-term relationships through a broad array of financial services, including lending, deposit-taking, and wealth management.
Themes: consumer banking, commercial banking, wealth management, mortgage lending, financial regulation, credit services
Fundamentals
- Price$83.84 as of 2026-08-21 close
- Market cap$253.5B as of 2026-08-21
- 1-year return+7.7% 2025-08-21 close $77.83 → 2026-08-21 close $83.84
- P/E11.89 as of 2026-08-24
- Net margin+22.2% as of 2026-08-24
- ROE+12.6% as of 2026-08-24
- Debt / equity2.55 as of 2026-08-24
- Revenue CAGR (3y)-1.2% SEC XBRL
- Beta0.96 as of 2026-08-24
- Last reported earnings2026-07-14 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +2.3%; at least 5 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.
How WFC compares in its sector
- price-to-earnings ratiomiddle range 525 covered Financials peers, as of 2026-08-24
- net profit marginmiddle range 538 covered Financials peers, as of 2026-08-24
- operating marginmiddle range 534 covered Financials peers, as of 2026-08-24
- return on equitymiddle range 575 covered Financials peers, as of 2026-08-24
- 3-year revenue CAGRbottom 25% 347 covered Financials peers
- indicated dividend yieldmiddle range 453 covered Financials peers, as of 2026-08-24
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
WFC is not currently in any published Top 10 list. Its scores are below.
Long-term score
43.1 #732 of 987 scored · #178 of 191 in Financials
Valuation 75th (price to book 1.4, price to earnings 11.6) and capital return 71st (consecutive years of dividend increases 5 years); weakest is financial health (14th, debt to equity 2.5).
Short-term score
47.2 #973 of 1,704 scored · #173 of 277 in Financials
Volume and participation 63rd: trading volume is about normal versus its 30-day average; catalysts 53rd: analysts have raised their average price target by 0.2% since the prior reading; weakest is trend 33rd: the price is 3% below the average price paid over the period covered, so the typical buyer over that stretch is under water.
Scores as of 21 Aug 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 2.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, WFC's dividend was covered by reported results (earnings payout 25%). This describes past coverage, not a forecast.
- Earnings payout25% dividends / net income
- Free-cash-flow payoutnot assessable operating cash flow was not positive that year
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How Wells Fargo looks technically
Wells Fargo (WFC) is trading 1.4% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed above its 200-day average about 7 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 13, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 40, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bearish about 5 trading days ago (its momentum flipped negative). It made a new 20-day low about 2 trading days ago.
Trend
8
| Distance from the 200-day | it is trading 1.4% below its 200-day average, the long-term trend line — a long-term downtrend | -1.4% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $85.99 | $85.99 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $85.01 | $85.01 |
| Swing structure | each recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes next | higher highs and higher lows |
| Last swing turn | its last significant turn was a swing high 15 calendar days ago — the swings before that are what the structure reading is measured on | 15 sessions |
| Wave structure | its recent swings can be read as a completed three-part upward correction — a pullback in the A-B-C shape Elliott-wave chartists use; the labelling fails if price closes above 90.17. It is the only labelling that fits, though not with textbook proportions, and it describes the swings already printed, not what comes next. | possible three-wave upward correction, complete (atypical proportions) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 7 trading days ago — a "golden cross", a bullish long-term signal | 7 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 13, below the 25 that marks a real trend) | 13.0 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 40, neither overbought (above 70) nor oversold (below 30) | 39.8 |
|---|---|---|
| Position in its 14-day range | it is trading near the bottom of its 14-day range ($83.48 to $90.17) — its "stochastic" reading is 5 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions. | 5.4 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bearish about 5 trading days ago (its momentum flipped negative) | 5 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $97.76 | $97.76 |
|---|---|---|
| From the 52-week high | it is 14.2% below its 52-week high (its highest price of the past year) | -14.2% |
| Above the 52-week low | it is 15.2% above its 52-week low (its lowest price of the past year) | +15.2% |
| Below the 52-week high | it is 14.2% below its highest point of the past year | 14.2% |
| Since a 20-day breakout | it made a new 20-day low about 2 trading days ago | 2 sessions |
| Since a 55-day breakout | it made a new 55-day high about 13 trading days ago | 13 sessions |
| All-time high | its highest closing price on record is $97.76 (set on 2026-01-05) | $97.76 |
| Given back of the 52-week move | over the past year its closes ranged ($73.42 to $96.39), and it has recovered around half of its fall from last year’s high — 45% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $87.62 to $88.35. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 45.4% |
| From the all-time high | it is 14.2% below its all-time high | -14.2% |
| Nearest price level | it is trading 0.6% above a support level at $83.31 — a price it turned at six times since 2025-07-03, most recently on 2026-07-29. Since 2024-08-21 it has 8 such levels below the current price and 3 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -0.6% |
| All-time low | its lowest closing price on record is $7.80 (set on 2009-03-05) | $7.80 |
| Above the all-time low | it is 974.9% above its all-time low | +974.9% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are narrower than usual versus its own recent 6-month history (tighter than about 82% of it) | 18th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $1.81 between its high and its low — about 2.2% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $1.81 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $83.76 and $90.19 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $83.76 – $86.97 – $90.19 |
| Typical daily range (% of price) | its price moves about 2.2% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.2% |
| Stretch from the 200-day average | it is trading 0.6 daily ranges below its 200-day average price (1.4% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 0.6 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.93× |
|---|
Analyst
2
| Change in the average price target | analysts have raised their average price target by 0.2% since the prior reading | +0.2% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Price gaps
2
| Gap at the open | it opened on 2026-08-21 1.0% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +1.0% |
|---|---|---|
| Gap filled | a 3.2% gap down opened on 2026-07-14 has been "filled" 28 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 28 sessions ago |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 6.8 percentage points (the stock lost 4.4% while the market gained 2.3%) | -6.8% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 7.3 percentage points (the stock gained 10.4% while the market gained 3.1%) | +7.3% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 16.5 percentage points (the stock lost 5.5% while the market gained 11.1%) | -16.5% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 12.8 percentage points (the stock gained 7.7% while the market gained 20.5%) | -12.8% |
Signal agreement
2
| Bullish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, near the bottom of its 14-day range (oversold) — these describe past price behaviour, not a forecast | 2 of 9 |
|---|---|---|
| Bearish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bearish state: trading below its 200-day average, a fresh 20-day low, MACD momentum is negative, lagging the market over 6 months — these describe past price behaviour, not a forecast | 4 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading inside the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the zone traders read as unresolved — neither side has established a trend, and the band is where that gets settled. The band itself is moderate, spanning 5.4% of the share price. | 0.0% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is sitting right on the average price paid so far this year, so the typical buyer over that stretch is roughly break-even. That average is $83.68 — a volume-weighted average of daily closes over 157 sessions, not a true tick-by-tick VWAP. | +0.2% |
|---|---|---|
| Vs the average paid since it last reported | the price is 3% below the average price paid since it last reported on 2026-07-14 (its 8-K), so the typical buyer over that stretch is under water. That average is $86.78 — a volume-weighted average of daily closes over 29 sessions, not a true tick-by-tick VWAP. | -3.4% |
Price levels it has turned at before
WFC last closed at $83.84 on 2026-08-21. Since 2024-08-21 it has turned at 8 prices below its last close and 3 above; the 3 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $83.31 | Support | 0.6% below the last close | turned there six times · 2025-07-03 to 2026-07-29 |
| $86.45 | Resistance | 3.1% above the last close | turned there six times · 2025-07-24 to 2026-06-17 |
| $81.17 | Support | 3.2% below the last close | turned there three times · 2025-02-06 to 2025-11-21 |
| $89.28 | Resistance | 6.5% above the last close | turned there four times · 2025-11-04 to 2026-08-06 |
| $78.36 | Support | 6.5% below the last close | turned there 8 times · 2024-11-26 to 2026-04-24 |
| $95.47 | Resistance | 13.9% above the last close | turned there twice · 2025-12-24 to 2026-02-09 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a three-part upward correction — the A-B-C shape chartists use for a pullback — now complete.
This labelling fails — stops being a possible reading at all — if it closes above $90.17.
It is the only labelling that fits these swings, though its proportions are not the textbook ones.
This labelling was already in place when we began recording count changes on 2026-08-13, so how long it has stood is not something we can say yet.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · Recent golden cross (50-day crossed above 200-day) · Broke down to a new 20-day low · MACD just crossed bearish (12/26/9) · trendless / choppy (low ADX) · lagging the market | Learn: moving average · golden cross · adx · rsi · macd · breakout
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (1.88 mean, 1=Strong Buy…5=Strong Sell) — 23 analysts
- Mean price target$100.24 range $90.00 – $115.00; median $102.00
Analyst estimates, as of 2026-08-18. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for WFC
- Consensus EPS estimate$1.82 next reporting period, as of 2026-08-18
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Regulatory and supervisory actions, including potential limitations on growth or business activities.","Exposure to credit losses and broader economic cycles impacting loan performance.","Operational and legal risks related to ongoing compliance and oversight obligations."]
What changed in the latest 10-Q
AI-assisted comparison of WFC's 10-Q filed 2026-04-29 against the prior one filed 2025-10-31.
Management's Discussion & Analysis (MD&A)
- Reworded:
- Balance Sheet Analysis page number changed from 24 (2025-10-31) to 22 (2026-04-29)
- Off-Balance Sheet Arrangements page number changed from 26 (2025-10-31) to 24 (2026-04-29)
- Risk Management page number changed from 27 (2025-10-31) to 25 (2026-04-29)
- Capital Management page number changed from 43 (2025-10-31) to 41 (2026-04-29)
- Regulation and Supervision page number changed from 49 (2025-10-31) to 47 (2026-04-29)
- Critical Accounting Policies page number changed from 50 (2025-10-31) to 48 (2026-04-29)
- Current Accounting Developments page number changed from 51 (2025-10-31) to 49 (2026-04-29)
- Forward-Looking Statements page number changed from 52 (2025-10-31) to 50 (2026-04-29)
- Risk Factors page number changed from 54 (2025-10-31) to 52 (2026-04-29)
- Glossary of Acronyms page number changed from 128 (2025-10-31) to 122 (2026-04-29)
- Item 3. Quantitative and Qualitative Disclosures About Market Risk page number changed from 37 (2025-10-31) to 36 (2026-04-29)
- Item 4. Controls and Procedures page number changed from 55 (2025-10-31) to 53 (2026-04-29)
- Item 1. Legal Proceedings page number changed from 129 (2025-10-31) to 123 (2026-04-29)
- Notes:
- Only table of contents page numbers were provided in the source texts; substantive content of MD&A sections could not be compared
Risk Factors
- Added:
- Newer filing (2026-04-29) references 2025 Form 10-K for year ended December 31, 2025, whereas older filing (2025-10-31) references 2024 Form 10-K for year ended December 31, 2024
- Newer filing states approximately $2.2 trillion in assets; older filing states approximately $2.1 trillion in assets
- Newer filing states Wells Fargo ranked fifth in market value of common stock among U.S. banks at March 31, 2026; older filing states third in market value at September 30, 2025
- Removed:
- Nine months comparative data removed in newer filing; older filing included nine-month comparisons for Sep 30, 2025 vs Sep 30, 2024
- Debt securities and equity securities line items appear reorganized in newer filing as 'Available-for-sale and held-to-maturity debt securities' with no separate equity securities line
- Reworded:
- Note (8) reference changed from 'Note 22 (Regulatory Capital Requirements and Other Restrictions)' in older filing to 'Note 21 (Regulatory Capital Requirements and Other Restrictions)' in newer filing
- Financial data period changed from quarter ended Sep 30, 2025 in older filing to quarter ended Mar 31, 2026 in newer filing
- Comparison periods changed from Jun 30, 2025 and Sep 30, 2024 in older filing to Dec 31, 2025 and Mar 31, 2025 in newer filing
- Notes:
- The two filings are for different quarters (Q3 2025 vs Q1 2026) with different comparison periods, making direct metric comparisons reflect seasonal and time period differences rather than policy or disclosure changes
- Text provided appears truncated in both filings; full Risk Factors section content not available for detailed comparison
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales are on record for WFC — recent Form 4 activity was compensation-related (awards, option exercises, or tax withholding), not open-market buying or selling.
View full insider trading history → View SEC Form 3/4/5 filingsOnly open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Congressional trading disclosures
U.S. House members publicly disclose their own, their spouse's, and dependent children's stock transactions under the STOCK Act. We hold 16 matched disclosures for WFC from U.S. House Clerk Periodic Transaction Report filings.
Congressional trading disclosures →Institutional ownership (13F)
6 institutional 13F filers reported holding WFC as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 6
- Reported shares held 571,545,602
- Reported value $45,500,745,296
reported quarterly holdings change (2025-12-31 → 2026-03-31): 1 new, 0 increased, 5 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
WFC had 28,452,806 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
WFC had 0.94% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 1.78 days to cover at the same settlement.
- Reported short interest (shares) 28,452,806
- Short interest (% of shares outstanding) 0.94%
- Prior settlement (shares) 28,993,166
- Reported change -1.86%
- Days to cover (reported) 1.78
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- JPMorgan Chase (JPM)
- Bank of America (BAC)
- Citigroup (C)
- U.S. Bancorp (USB)
- PNC Financial Services (PNC)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does Wells Fargo (WFC) do?
Wells Fargo & Company is a diversified financial services company providing banking, investment, mortgage, and consumer and commercial finance products and services. It operates through various segments offering comprehensive financial solutions to individuals, businesses, and institutions across the United States and internationally. The company focuses on building long-term relationships through a broad array of financial services, including lending, deposit-taking, and wealth management.
What sector is Wells Fargo (WFC) in?
Wells Fargo (WFC) is classified in the Financials sector. Its industry is Diversified Banking. It trades on NYSE.
Does WFC pay a dividend?
Yes — Wells Fargo (WFC) pays a dividend, with an indicated yield of about 2.27% and at least 5 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-08-24). Informational only — not financial advice.
Who are Wells Fargo's (WFC) competitors?
Notable peers of Wells Fargo (WFC) include JPMorgan Chase, Bank of America, Citigroup, U.S. Bancorp and PNC Financial Services. This peer set is informational only — not financial advice.
Has there been recent Congressional stock trading in WFC?
Yes — we hold 16 matched STOCK Act disclosures for WFC from U.S. House Clerk Periodic Transaction Report filings. These are legally-required disclosures (often filed 30–45 days after the trade), may belong to a U.S. House member, their spouse, or a dependent child, and are not an indicator of company performance or investment advice.
Is Wells Fargo (WFC) overbought or oversold right now?
Wells Fargo (WFC) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 40, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on WFC come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.