BLEND LABS INC CLASS A (BLND)
Information Technology · Financial technology (FinTech) software · NYSE
Blend Labs offers an intelligent, cloud-based platform that digitizes and automates the entire loan origination and banking application journey for financial institutions.
What BLEND LABS INC CLASS A does
Blend Labs provides a cloud-based software platform that helps financial institutions streamline and digitize the loan origination and deposit account opening processes. The platform supports various products including mortgages, home equity, vehicle loans, credit cards, and personal loans, utilizing AI-powered workflow automation and pre-built integrations. It serves a diverse range of customers, including banks, credit unions, and independent mortgage banks.
Recent developments
On July 1, 2026, the company launched its 'Autopilot' product, which has already been adopted by six lenders. The company completed the sale of its title insurance business in March 2026 to focus on its core software platform.
From BLEND LABS INC CLASS A's filing of 2026-08-06.
Themes: digital mortgage transformation, loan origination automation, fintech workflow orchestration, SaaS banking infrastructure, AI in financial services
Fundamentals
- Price$0.9961 as of 2026-10-09 close
- Market cap$236M as of 2026-06-30 (share count; price 2026-10-09)
- 1-year return-69.6% 2025-10-09 close $3.28 → 2026-10-09 close $0.9961
- P/En/a negative earnings
- Net margin-5.5% FY2025, SEC XBRL
- Gross margin+73.8% FY2025, SEC XBRL
- Debt / equity0.00 as of 2026-09-03
- Revenue growth (YoY)-17.1% as of 2026-09-03
- Revenue CAGR (3y)-19.3% SEC XBRL
- Beta0.73 as of 2026-09-03
- Last reported earnings2026-08-06 SEC EDGAR Form 8-K (Item 2.02)
How BLND compares in its sector
- net profit marginmiddle range 380 covered Information Technology peers, as of 2026-09-03
- operating marginbottom 25% 375 covered Information Technology peers, as of 2026-09-03
- gross margintop 25% 311 covered Information Technology peers, as of 2026-09-03
- 3-year revenue CAGRbottom 10% 385 covered Information Technology peers
- free cash flow (absolute dollars, latest fiscal year)bottom 25% 382 covered Information Technology peers, as of FY2025
Position among covered Information Technology companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
How BLEND LABS INC CLASS A looks technically
BLEND LABS INC CLASS A (BLND) is trading 44.8% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed below its 200-day average about 217 trading days ago — a "death cross", a bearish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 48, with sellers in control. Momentum is beaten down — its 14-day RSI (a 0–100 momentum gauge) is 30, in oversold territory (below 30). MACD, a trend-momentum gauge, turned bullish about 2 trading days ago (its momentum flipped positive). It just made a new 20-day low, breaking below its recent trading range. It is 0.6% above its 52-week low (its lowest price of the past year).
Trend
8
| Distance from the 200-day | it is trading 44.8% below its 200-day average, the long-term trend line — a long-term downtrend | -44.8% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $1.39 | $1.39 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $1.81 | $1.81 |
| Swing structure | each recent peak has been lower than the one before it and each dip deeper — the pattern chart-watchers call a downtrend, which describes where price has already been and not where it goes next | lower highs and lower lows |
| Last swing turn | its last significant turn was a swing high 35 calendar days ago — the swings before that are what the structure reading is measured on | 35 sessions |
| Wave structure | its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five; the labelling fails if price closes above 1.6. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a three-part correction in leg C. | possible downward five-wave sequence, in wave 3 (one of several readings) |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 217 trading days ago — a "death cross", a bearish long-term signal | 217 sessions |
| Trend strength (14-day ADX) | a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 48, with sellers in control | 47.7 |
Momentum
3
| 14-day RSI | momentum is beaten down — its 14-day RSI (a 0–100 momentum gauge) is 30, in oversold territory (below 30) | 29.8 |
|---|---|---|
| Position in its 14-day range | it is trading right at the bottom of its 14-day range ($0.9902 to $1.27) — its "stochastic" reading is 2 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions. | 2.1 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bullish about 2 trading days ago (its momentum flipped positive) | 2 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $3.70 | $3.70 |
|---|---|---|
| From the 52-week high | it is 73.1% below its 52-week high (its highest price of the past year) | -73.1% |
| Above the 52-week low | it is 0.6% above its 52-week low (its lowest price of the past year) | +0.6% |
| Below the 52-week high | it is 73.1% below its highest point of the past year | 73.1% |
| Since a 20-day breakout | it just made a new 20-day low, breaking below its recent trading range | 1 session |
| Since a 55-day breakout | it just made a new 55-day low, breaking below its recent trading range | 1 session |
| All-time high | its highest closing price on record is $20.35 (set on 2021-08-19) | $20.35 |
| Given back of the 52-week move | over the past year its closes ranged ($0.9961 to $3.56), and it has recovered essentially none of its fall from last year’s high — 0% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $2.58 to $2.66. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 0.0% |
| From the all-time high | it is 95.1% below its all-time high | -95.1% |
| Nearest price level | it is trading 57.5% below a resistance level at $1.57 — a price it turned at three times since 2026-02-24, most recently on 2026-08-18. Since 2024-10-09 it has 0 such levels below the current price and 17 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +57.5% |
| All-time low | its lowest closing price on record is $0.5286 (set on 2023-05-05) | $0.5286 |
| Above the all-time low | it is 88.4% above its all-time low | +88.4% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually wide versus its own recent history (wider than about 87% of the past ~6 months) | 87th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.0709 between its high and its low — about 7.1% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.0709 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $0.87 and $1.40 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $0.87 – $1.13 – $1.40 |
| Typical daily range (% of price) | its price moves about 7.1% in a typical session — more volatile than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 7.1% |
| Stretch from the 200-day average | it is trading 11.4 daily ranges below its 200-day average price (44.8% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 11.4 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.51× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | not available for this company yet | n/a |
Candlestick patterns
2
| Since a doji | 2 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 2 sessions ago |
|---|---|---|
| Since a bearish engulfing | today it opened above the previous session's close and finished below that session's open — a "bearish engulfing" pair, where one down day more than undid the up day before it | today |
Price gaps
3
| Gap at the open | it opened on 2026-10-09 at essentially the same price it closed at the session before — no meaningful overnight gap | 0.0% |
|---|---|---|
| Open gap | it gapped 2.8% below the previous close 18 sessions ago and has not traded back through the level it left behind at 1.45 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | -2.8% |
| Gap filled | a 2.0% gap down opened on 2026-08-26 has been "filled" 31 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 31 sessions ago |
Price streaks
1
| Closing streak | it closed lower in its latest session, after a session that did not close lower — a single down day rather than a run | 1 session down |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 32.0 percentage points (the stock lost 29.9% while the market gained 2.1%) | -32.0% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 45.3 percentage points (the stock lost 41.7% while the market gained 3.6%) | -45.3% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 49.4 percentage points (the stock lost 34.9% while the market gained 14.5%) | -49.4% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 85.6 percentage points (the stock lost 69.6% while the market gained 16.0%) | -85.6% |
Signal agreement
2
| Bullish technical signals | 3 of the 9 technical signals we can compute for it are currently in a bullish state: its RSI momentum gauge is oversold (a beaten-down reading), MACD momentum is positive, near the bottom of its 14-day range (oversold) — these describe past price behaviour, not a forecast | 3 of 9 |
|---|---|---|
| Bearish technical signals | 6 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, trading below its 200-day average, a fresh 20-day low, a strong downtrend, with sellers in control, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 6 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 38% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-02 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is thick, spanning 10.2% of the share price, which is taken to mean a barrier that has held for a while and takes effort to cross. | -38.5% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 43% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $1.75 — a volume-weighted average of daily closes over 189 sessions, not a true tick-by-tick VWAP. | -42.9% |
|---|---|---|
| Vs the average paid since it last reported | the price is 28% below the average price paid since it last reported on 2026-08-06 (its 10-Q), so the typical buyer over that stretch is under water. That average is $1.39 — a volume-weighted average of daily closes over 46 sessions, not a true tick-by-tick VWAP. | -28.3% |
Price levels it has turned at before
BLND last closed at $0.9961 on 2026-10-09. Since 2024-10-09 it has turned at 0 prices below its last close and 17 above; the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $1.57 | Resistance | 57.5% above the last close | turned there three times · 2026-02-24 to 2026-08-18 |
| $1.61 | Resistance | 61.6% above the last close | turned there twice · 2026-05-19 to 2026-09-04 |
| $1.68 | Resistance | 68.8% above the last close | turned there three times · 2026-04-21 to 2026-07-30 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five.
This labelling fails — stops being a possible reading at all — if it closes above $1.60.
This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.
On past moves of this shape the leg has usually ended somewhere between $0.435 and $0.88 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
Alternate reading: The same swings also read as a three-part correction in leg C, which fails on a close above $1.60.
This reading has stood for 32 trading days, since 2026-08-26.
Read from daily closes as of 2026-10-09.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · Oversold (14-day RSI below 30) · Near the 52-week low · Pulled back from the 12-month high · Broke down to a new 20-day low · MACD just crossed bullish (12/26/9) | Learn: moving average · golden cross · adx · rsi · macd · breakout · fifty two week high low
Based on daily closing prices as of 2026-10-09. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Mean price target$2.96 range $1.80 – $4.00; median $3.00
Analyst estimates, as of 2026-10-06. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for BLND
- Consensus EPS estimate$0.0075 next reporting period, as of 2026-10-06
- Estimate change, 30 days$0.00 from $0.0075, on 2026-09-02, 34-day window
- Readings revised upward0% of 8 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["High dependence on the mortgage industry and sensitive to interest rate volatility.","Concentration of revenue within a small number of key customers.","History of net losses and ongoing challenges to achieve sustained profitability."]
What changed in the latest 10-Q
AI-assisted comparison of BLND's 10-Q filed 2026-08-06 against the prior one filed 2026-05-07.
Management's Discussion & Analysis (MD&A)
- Added:
- In the Industry Trends subsection under Recent Developments, the newer filing (filed 2026-08-06) states: 'In the second quarter of 2026, we saw an increase in mortgage transactions on our software platform compared to the first quarter of 2026, which can be attributed primarily to seasonal trends within the purchase market.'
- Removed:
- In the Industry Trends subsection under Recent Developments, the older filing (filed 2026-05-07) states: 'In the first quarter of 2026, we saw a decrease in mortgage transactions on our software platform compared to the last quarter of 2025, which can be attributed primarily to seasonal trends within the purchase market.'
- Reworded:
- In the Revenue subsection, the newer filing (filed 2026-08-06) changes the phrase 'such as funded loan' to 'such as a funded loan'.
- Notes:
- The newer filing's MD&A text ends mid-sentence with 'we may also earn additional overage fee', so content beyond that point was not compared.
- The older filing's MD&A text ends with 'we may also earn additional overage fees if', so content beyond that point was not compared.
Risk Factors
- Notes:
- Both filings contain substantially identical Risk Factors text in the portions provided; the only observable difference is a page number (43 in the newer filing vs. 40 in the older filing, and 44 vs. 41 on the following page), which reflects pagination rather than a substantive change.
- The newer filing text is truncated at the same point as the older filing text, so changes after the truncation point cannot be assessed.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
1 open-market purchase and 7 open-market sales by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 6 days since 2026-10-04 have not been checked yet.
- Last 30 days · read to 2026-10-040 buys · 5 sells ($206597) — 2 selling insiders
- Last 90 days · read to 2026-10-041 buy ($25120) · 7 sells ($267425) — 1 buying, 4 selling insiders
- Last 180 days · read to 2026-10-0421 buys ($12M) · 8 sells ($276256) — 1 buying, 4 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-10-05. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about BLND's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
4 institutional 13F filers reported holding BLND as of 2026-06-30 (quarter-end position, filed within 45 days).
- Distinct 13F filers 4
- Reported shares held 31,973,326
- Reported value $54,674,386
reported quarterly holdings change (2026-03-31 → 2026-06-30): 0 new, 1 increased, 3 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Ask about BLND's institutional holders → See what each manager we track holds →
Short interest (FINRA)
BLND had 11,984,060 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
BLND had 5.07% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 6.83 days to cover at the same settlement.
- Reported short interest (shares) 11,984,060
- Short interest (% of shares outstanding) 5.07%
- Prior settlement (shares) 12,332,863
- Reported change -2.83%
- Days to cover (reported) 6.83
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- nCino (NCNO)
- Black Knight (ICE)
- Fiserv
- Jack Henry & Associates (JKHY)
- Encompass (ICE)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Compare BLND vs…
Frequently asked questions
What does BLEND LABS INC CLASS A (BLND) do?
Blend Labs provides a cloud-based software platform that helps financial institutions streamline and digitize the loan origination and deposit account opening processes. The platform supports various products including mortgages, home equity, vehicle loans, credit cards, and personal loans, utilizing AI-powered workflow automation and pre-built integrations. It serves a diverse range of customers, including banks, credit unions, and independent mortgage banks.
What sector is BLEND LABS INC CLASS A (BLND) in?
BLEND LABS INC CLASS A (BLND) is classified in the Information Technology sector. Its industry is Financial technology (FinTech) software. It trades on NYSE.
Who are BLEND LABS INC CLASS A's (BLND) competitors?
Notable peers of BLEND LABS INC CLASS A (BLND) include nCino, Black Knight, Fiserv, Jack Henry & Associates and Encompass. This peer set is informational only — not financial advice.
Is BLEND LABS INC CLASS A (BLND) overbought or oversold right now?
BLEND LABS INC CLASS A (BLND) is currently in oversold territory (its 14-day RSI is 30, below 30) (as of 2026-10-09). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on BLND come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest; prices are market data, as of 2026-09-03; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.