FIRST COMMUNITY CORP (FCCO)
Financials · Community banking / Regional bank · NASDAQ
A South Carolina-based community bank holding company serving small-to-medium businesses and professionals across the Southeast with commercial lending, mortgages, and wealth management services.
What FIRST COMMUNITY CORP does
First Community Corporation is a bank holding company that owns First Community Bank, a South Carolina-based community bank serving small-to-medium-sized businesses, professionals, and individuals across the Midlands, Upstate, Piedmont, and Central Savannah River Area regions of South Carolina and Georgia. As of December 31, 2025, the company operated 21 full-service branch offices and offered traditional banking products including consumer and commercial loans, mortgages, brokerage and investment services, and insurance services.
Themes: ["Community banking","Small-to-medium business lending","Mortgage banking","Regional bank growth (Southeast)","Wealth management / investment advisory"]
Fundamentals
- Price$32.42 as of 2026-07-09 close
- Market cap$309M as of 2026-07-10
- 1-year return+28.2% as of 2026-07-09 close
- P/E14.91 as of 2026-07-10
- Net margin+21.0% as of 2026-07-10
- ROE+11.7% as of 2026-07-10
- Debt / equity0.52 as of 2026-07-10
- Revenue growth (YoY)+40.8% as of 2026-07-10
- Beta0.34 as of 2026-07-10
Dividend: yield +2.0%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Credit risk exposure from loan portfolio concentration in small-to-medium businesses and individuals in specific geographic regions (South Carolina and Georgia)","Interest rate risk from deposit and loan portfolio sensitivity to changes in market rates, affecting net interest margin","Integration risk and execution risk related to acquisitions and organic growth initiatives"]
Competitors & peers
- SCBT Financial Corporation
- Live Oak Bancshares
- Renasant Bank
- CenterState Bank Corporation
- United Bankshares
- S&T Bancorp
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.