RENASANT CORP (RNST)
Financials · Regional commercial banking · NYSE
Regional Southeast bank holding company providing community-focused commercial and personal banking, wealth management, and specialized lending services with 277 offices and a presence across multiple states.
What RENASANT CORP does
Renasant Corporation is a Mississippi-based bank holding company that owns and operates Renasant Bank, a regional Southeast bank with 277 banking, lending and mortgage offices serving individuals and businesses. Through its subsidiaries, the company provides commercial and personal lending, deposit products, wealth management services via Park Place Capital, and specialized lending including asset-based lending and factoring through Republic Business Credit. The company also owns a registered broker-dealer and previously operated insurance agency businesses, though these were substantially divested in 2024-2025.
Themes: ["Regional community banking","Commercial lending","Deposit gathering","Wealth management","Mortgage banking","Southeast expansion (post-First Bancshares acquisition)"]
Fundamentals
- Price$42.20 as of 2026-07-09 close
- Market cap$3.9B as of 2026-07-10
- 1-year return+10.5% as of 2026-07-09 close
- P/E17.06 as of 2026-07-10
- Net margin+24.8% as of 2026-07-10
- ROE+5.9% as of 2026-07-10
- Debt / equity0.13 as of 2026-07-10
- Revenue growth (YoY)+53.9% as of 2026-07-10
- Beta1.01 as of 2026-07-10
Dividend: yield +2.3%; 4-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Interest rate and credit risk from large loan portfolio (approximately 81% of gross revenues from lending activities)","Integration risk from April 2025 acquisition of The First Bancshares, Inc., which expanded the balance sheet and operations significantly","Deposit competition and funding costs in a changing interest rate environment, with interest expense on deposits increasing significantly year-over-year"]
Competitors & peers
- CenterState Bank Corporation
- ServisFirst Bancshares (SVRF)
- Renasant's regional peers in Southeast community banking
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.