RENASANT CORP (RNST)
Financials · Regional Banks · NYSE
Renasant is a Southeastern US-based regional financial services company providing a comprehensive suite of banking, mortgage, and wealth management solutions.
What RENASANT CORP does
Renasant Corporation is a financial holding company that provides a broad range of financial services through its primary subsidiary, Renasant Bank. The company offers commercial and retail banking, mortgage lending, wealth management, and insurance services to individuals and businesses. It operates a network of banking offices primarily across the Southeastern United States.
Themes: regional banking, mortgage banking, wealth management, commercial lending
Fundamentals
- Price$41.50 as of 2026-08-21 close
- Market cap$3.8B as of 2026-08-21
- 1-year return+12.0% 2025-08-21 close $37.07 → 2026-08-21 close $41.50
- P/E12.70 as of 2026-08-24
- Net margin+24.8% as of 2026-08-24
- ROE+8.1% as of 2026-08-24
- Debt / equity0.29 as of 2026-08-24
- Beta1.04 as of 2026-08-24
- Last reported earnings2026-07-28 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +3.2%; at least 4 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.
How RNST compares in its sector
- price-to-earnings ratiomiddle range 525 covered Financials peers, as of 2026-08-24
- net profit marginmiddle range 538 covered Financials peers, as of 2026-08-24
- operating marginmiddle range 534 covered Financials peers, as of 2026-08-24
- return on equitymiddle range 575 covered Financials peers, as of 2026-08-24
- indicated dividend yieldmiddle range 453 covered Financials peers, as of 2026-08-24
- free cash flow (absolute dollars, latest fiscal year)middle range 431 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
RNST is not currently in any published Top 10 list. Its scores are below.
Long-term score
Not scored for the long-term list: no growth data.
Short-term score
41.3 #1331 of 1,704 scored · #236 of 277 in Financials
Volume and participation 58th: it gapped 2.9% above the previous close and has not traded back through the level it left behind — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed; setup 52nd: day-to-day price swings are narrower than usual versus its own recent 6-month history (tighter than about 75% of it); weakest is trend 33rd: a strong downtrend, with sellers in control.
Scores as of 21 Aug 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 2.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, RNST's dividend was covered by reported results (earnings payout 43%, free-cash-flow payout 33%). This describes past coverage, not a forecast.
- Earnings payout43% dividends / net income
- Free-cash-flow payout33% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How RENASANT CORP looks technically
RENASANT CORP (RNST) is trading 6.6% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 148 trading days ago — a "golden cross", a bullish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 32, with sellers in control. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 37, neither overbought (above 70) nor oversold (below 30). It just made a new 20-day low, its first since 2026-07-08, breaking below its recent trading range.
Trend
7
| Distance from the 200-day | it is trading 6.6% above its 200-day average, the long-term trend line — a longer-term uptrend | +6.6% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $42.91 | $42.91 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $38.92 | $38.92 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing high 17 calendar days ago — the swings before that are what the structure reading is measured on | 17 sessions |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 148 trading days ago — a "golden cross", a bullish long-term signal | 148 sessions |
| Trend strength (14-day ADX) | a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 32, with sellers in control | 31.6 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 37, neither overbought (above 70) nor oversold (below 30) | 36.6 |
|---|---|---|
| Position in its 14-day range | it is trading near the bottom of its 14-day range ($41.01 to $44.54) — its "stochastic" reading is 14 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions. | 13.9 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) | 12 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $44.54 | $44.54 |
|---|---|---|
| From the 52-week high | it is 6.8% below its 52-week high (its highest price of the past year) | -6.8% |
| Above the 52-week low | it is 25.6% above its 52-week low (its lowest price of the past year) | +25.6% |
| Below the 52-week high | it is 6.8% below its highest point of the past year | 6.8% |
| Since a 20-day breakout | it just made a new 20-day low, its first since 2026-07-08, breaking below its recent trading range | 1 session |
| Since a 55-day breakout | it made a new 55-day high about 14 trading days ago | 14 sessions |
| All-time high | its highest closing price on record is $49.78 (set on 2018-06-07) | $49.78 |
| Given back of the 52-week move | over the past year its closes ranged ($33.40 to $44.30), and it has given back roughly a quarter of its rise from last year’s low — 26% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $37.22 to $37.56. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 25.7% |
| From the all-time high | it is 16.6% below its all-time high | -16.6% |
| Nearest price level | it is sitting right on a support level at $41.31 — a price it turned at three times since 2026-04-17, most recently on 2026-07-08. Since 2024-08-21 it has 10 such levels below the current price and 2 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -0.5% |
| All-time low | its lowest closing price on record is $7.80 (set on 2009-03-06) | $7.80 |
| Above the all-time low | it is 432.1% above its all-time low | +432.1% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are about average versus its own recent 6-month history | 42nd percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.9381 between its high and its low — about 2.3% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.9381 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $41.69 and $44.68 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $41.69 – $43.19 – $44.68 |
| Typical daily range (% of price) | its price moves about 2.3% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.3% |
| Stretch from the 200-day average | it is trading 2.8 daily ranges above its 200-day average price (6.6% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 2.8 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.02× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
1
| Since a doji | 1 session ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 1 session ago |
|---|
Price gaps
3
| Gap at the open | it opened on 2026-08-21 0.8% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.8% |
|---|---|---|
| Open gap | it gapped 2.9% above the previous close 50 sessions ago and has not traded back through the level it left behind at 39.42 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | +2.9% |
| Gap filled | a 2.4% gap down opened on 2026-07-29 has been "filled" 16 sessions ago — price traded back through the level the gap left behind, and it took 1 session to close | 16 sessions ago |
Price streaks
1
| Closing streak | it has closed lower 6 sessions in a row, a -5.27% move over the run — an unbroken run of down days, which describes what has already happened and says nothing about the next session | 6 sessions down |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 7.1 percentage points (the stock lost 4.7% while the market gained 2.3%) | -7.1% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 2.3 percentage points (the stock gained 0.8% while the market gained 3.1%) | -2.3% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 8.6 percentage points (the stock gained 2.5% while the market gained 11.1%) | -8.6% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 8.5 percentage points (the stock gained 12.0% while the market gained 20.5%) | -8.5% |
Signal agreement
2
| Bullish technical signals | 3 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, near the bottom of its 14-day range (oversold) — these describe past price behaviour, not a forecast | 3 of 9 |
|---|---|---|
| Bearish technical signals | 5 of the 9 technical signals we can compute for it are currently in a bearish state: a strong downtrend, with sellers in control, a fresh 20-day low, MACD momentum is negative, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 5 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 0.3% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is thin, spanning 1.8% of the share price, which is taken to mean a barrier that gives way easily. | -0.3% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 4% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $39.99 — a volume-weighted average of daily closes over 156 sessions, not a true tick-by-tick VWAP. | +3.8% |
|---|---|---|
| Vs the average paid since it last reported | the price is 4% below the average price paid since it last reported on 2026-07-28 (its 8-K), so the typical buyer over that stretch is under water. That average is $43.20 — a volume-weighted average of daily closes over 19 sessions, not a true tick-by-tick VWAP. | -3.9% |
Price levels it has turned at before
RNST last closed at $41.50 on 2026-08-21. Since 2024-08-21 it has turned at 10 prices below its last close and 2 above; the 3 nearest below and the 2 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $41.31 | Support | 0.5% below the last close | turned there three times · 2026-04-17 to 2026-07-08 |
| $42.14 | Resistance | 1.5% above the last close | turned there twice · 2026-02-06 to 2026-08-03 |
| $40.41 | Support | 2.6% below the last close | turned there four times · 2025-09-05 to 2026-07-24 |
| $39.22 | Support | 5.5% below the last close | turned there 8 times · 2024-11-11 to 2026-06-03 |
| $44.27 | Resistance | 6.7% above the last close | turned there four times · 2026-07-02 to 2026-08-14 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Broke down to a new 20-day low · lagging the market · On a losing streak (5+ lower closes in a row) · At the bottom of its 14-day range (stochastic below 20) · Under water since its last earnings report (below the anchored VWAP) | Learn: moving average · golden cross · adx · rsi · breakout
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (1.57 mean, 1=Strong Buy…5=Strong Sell) — 7 analysts
- Mean price target$48.00 range $46.00 – $50.00
Analyst estimates, as of 2026-08-24. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for RNST
- Consensus EPS estimate$0.9443 next reporting period, as of 2026-08-24
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Adverse economic conditions and volatility in interest rates can significantly impact net interest margin and the demand for loans.","The company's performance is highly dependent on the economic health of its specific regional markets in the Southeastern United States.","Changes in laws, regulations, and monetary policies by federal and state government agencies may adversely affect profitability."]
Insider activity (SEC Form 4)
0 open-market purchases and 2 open-market sales by insiders in the last 90 days.
- Last 30 days0 buys · 1 sell ($2M) — 1 selling insider
- Last 90 days0 buys · 2 sells ($2M) — 2 selling insiders
- Last 180 days0 buys · 4 sells ($2M) — 4 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-08-03. As of 2026-08-24.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about RNST's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
4 institutional 13F filers reported holding RNST as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 4
- Reported shares held 18,927,856
- Reported value $683,863,426
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 2 increased, 2 decreased, 1 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
RNST had 3,971,997 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
RNST had 4.35% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 6.68 days to cover at the same settlement.
- Reported short interest (shares) 3,971,997
- Short interest (% of shares outstanding) 4.35%
- Prior settlement (shares) 4,154,430
- Reported change -4.39%
- Days to cover (reported) 6.68
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Trustmark Corporation (TRMK)
- BancorpSouth Bank (now Cadence Bank (CADE))
- Regions Financial Corporation (RF)
- Synovus Financial Corp. (SNV)
- Hancock Whitney Corporation (HWC)
- BancFirst Corporation (BANF)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does RENASANT CORP (RNST) do?
Renasant Corporation is a financial holding company that provides a broad range of financial services through its primary subsidiary, Renasant Bank. The company offers commercial and retail banking, mortgage lending, wealth management, and insurance services to individuals and businesses. It operates a network of banking offices primarily across the Southeastern United States.
What sector is RENASANT CORP (RNST) in?
RENASANT CORP (RNST) is classified in the Financials sector. Its industry is Regional Banks. It trades on NYSE.
Does RNST pay a dividend?
Yes — RENASANT CORP (RNST) pays a dividend, with an indicated yield of about 3.19% and at least 4 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-08-24). Informational only — not financial advice.
Who are RENASANT CORP's (RNST) competitors?
Notable peers of RENASANT CORP (RNST) include Trustmark Corporation, BancorpSouth Bank (now Cadence Bank (CADE)), Regions Financial Corporation, Synovus Financial Corp. and Hancock Whitney Corporation. This peer set is informational only — not financial advice.
Is RENASANT CORP (RNST) overbought or oversold right now?
RENASANT CORP (RNST) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 37, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on RNST come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.