UNITED BANKSHARES INC (UBSI)
Financials · Community Banking / Regional Bank · NASDAQ
A mid-sized regional community bank serving the Mid-Atlantic and Southeast with $33.7 billion in assets and diversified banking and financial services capabilities.
What UNITED BANKSHARES INC does
United Bankshares, Inc. is a West Virginia-based financial holding company and community bank operating primarily through United Bank, offering a full range of commercial and retail banking services including deposit acceptance, personal and commercial lending, real estate financing, and trust services. The company also operates nonbank subsidiaries providing asset management, title insurance, financial planning, mortgage banking, and brokerage services across its multi-state footprint in the Mid-Atlantic and Southeast regions.
Themes: ["community banking"]
Fundamentals
- Price$45.93 as of 2026-07-09 close
- Market cap$6.3B as of 2026-07-10
- 1-year return+20.5% as of 2026-07-09 close
- P/E12.56 as of 2026-07-10
- Net margin+36.1% as of 2026-07-10
- ROE+9.3% as of 2026-07-10
- Debt / equity0.08 as of 2026-07-10
- Revenue growth (YoY)+50.6% as of 2026-07-10
- Revenue CAGR (3y)+4.1% SEC XBRL
- Beta0.75 as of 2026-07-10
Dividend: yield +3.3%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Interest rate risk and net interest margin compression from deposit interest expense rising 126.7 million in Q1 2026, impacting lending spreads"]
Competitors & peers
- M.D.C. Holdings / Regional community banks
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.