Funding Circle (FCH.L)
A leading SME lending platform that leverages technology to provide fast, accessible financing to small businesses.
What Funding Circle does
Funding Circle is a small and medium-sized enterprise (SME) lending platform that connects businesses looking for capital with investors. The company uses proprietary technology and data models to evaluate borrower creditworthiness and facilitate loans directly to businesses.
Themes: fintech, SME lending, digital lending platform, alternative finance
Fundamentals
- Price£2.26 as of 2026-08-03 close
- Market capn/a company fundamentals are not available for UK-listed companies in our data
- 1-year return+73.6% 2025-08-01 close £1.30 → 2026-08-03 close £2.26
- P/En/a company fundamentals are not available for UK-listed companies in our data
- Net marginn/a company fundamentals are not available for UK-listed companies in our data
- Gross marginn/a company fundamentals are not available for UK-listed companies in our data
- ROEn/a company fundamentals are not available for UK-listed companies in our data
- Debt / equityn/a company fundamentals are not available for UK-listed companies in our data
- Revenue growth (YoY)n/a company fundamentals are not available for UK-listed companies in our data
- Revenue CAGR (3y)n/a company fundamentals are not available for UK-listed companies in our data
- Betan/a we do not track a market benchmark for UK-listed companies
Dividend: company fundamentals are not available for UK-listed companies in our data.
How Funding Circle looks technically
Funding Circle (FCH.L) is trading 57.0% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 231 trading days ago — a "golden cross", a bullish long-term signal. A strong uptrend is in place — ADX, a 0–100 trend-strength gauge, is 51, with buyers in control. Momentum is stretched — its 14-day RSI (a 0–100 momentum gauge) is 76, in overbought territory (above 70). It made a new 20-day high about 9 trading days ago. It is 3.4% below its 52-week high (its highest price of the past year). Trading volume is unusually light — only about 0% of its 30-day average.
Trend
| Distance from the 200-day | +57.0% | it is trading 57.0% above its 200-day average, the long-term trend line — a longer-term uptrend |
|---|---|---|
| 50-day moving average | £1.68 | its average price over the last 50 trading days — a short-term trend line — is £1.68 |
| 200-day moving average | £1.44 | its average price over the last 200 trading days — the long-term trend line — is £1.44 |
| Since the 50/200 cross | 231 sessions | its 50-day average crossed above its 200-day average about 231 trading days ago — a "golden cross", a bullish long-term signal |
| Trend strength (14-day ADX) | 50.6 | a strong uptrend is in place — ADX, a 0–100 trend-strength gauge, is 51, with buyers in control |
Momentum
| 14-day RSI | 75.8 | momentum is stretched — its 14-day RSI (a 0–100 momentum gauge) is 76, in overbought territory (above 70) |
|---|---|---|
| Since the MACD crossed zero | 37 sessions | MACD, a trend-momentum gauge, is in positive territory (momentum leaning bullish) |
Range
| 52-week high | £2.34 | its highest closing price over the past year (about 252 trading days) was £2.34 |
|---|---|---|
| From the 52-week high | -3.4% | it is 3.4% below its 52-week high (its highest price of the past year) |
| Above the 52-week low | +110.0% | it is 110.0% above its 52-week low (its lowest price of the past year) |
| Below the 52-week high | 3.4% | it is 3.4% below its highest point of the past year |
| Since a 20-day breakout | 9 sessions | it made a new 20-day high about 9 trading days ago |
| Since a 55-day breakout | 9 sessions | it made a new 55-day high about 9 trading days ago |
| All-time high | £4.40 | its highest closing price on record is £4.40 (set on 2018-10-19) |
| From the all-time high | -48.6% | it is 48.6% below its all-time high |
| All-time low | £0.2195 | its lowest closing price on record is £0.2195 (set on 2020-03-18) |
| Above the all-time low | +929.6% | it is 929.6% above its all-time low |
Volatility
| Band width vs its own 6 months | 86th percentile | day-to-day price swings are unusually wide versus its own recent history (wider than about 86% of the past ~6 months) |
|---|---|---|
| Bollinger bands (20-day, ±2σ) | £1.54 – £2.01 – £2.49 | most of its recent trading has stayed between about £1.54 and £2.49 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles |
Volume
| Volume vs its 30-day average | 0.00× | trading volume is unusually light — only about 0% of its 30-day average |
|---|
Screens: Trading above the 200-day moving average · Overbought (14-day RSI above 70) · in a strong, established uptrend (ADX) | Learn: moving average · golden cross · adx · rsi · breakout · fifty two week high low · volume and relative volume
Based on daily closing prices as of 2026-08-03. Describes past price behavior only — informational, not financial advice.
Key risks (from latest filing)
["Credit risk from borrower defaults","Regulatory changes in the fintech and lending sectors","Dependence on continued investor demand for SME loan assets"]
Competitors & peers
- OnDeck (Enova International)
- LendingClub
- MarketFinance
- Iwoca
- Allica Bank
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Frequently asked questions
What does Funding Circle (FCH.L) do?
Funding Circle is a small and medium-sized enterprise (SME) lending platform that connects businesses looking for capital with investors. The company uses proprietary technology and data models to evaluate borrower creditworthiness and facilitate loans directly to businesses.
Who are Funding Circle's (FCH.L) competitors?
Notable peers of Funding Circle (FCH.L) include OnDeck (Enova International), LendingClub, MarketFinance, Iwoca and Allica Bank. This peer set is informational only — not financial advice.
Is Funding Circle (FCH.L) overbought or oversold right now?
Funding Circle (FCH.L) is currently in overbought territory (its 14-day RSI is 76, above 70) (as of 2026-08-03). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on FCH.L come from?
Fundamentals and prices come from market data. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data. Prices are delayed daily-close data.
Last updated 2026-08-03.
Informational only — NOT financial advice. All figures are delayed daily-close data from market data, shown with their as-of date.