LADDER CAPITAL CORP CLASS A (LADR)
Financials · mortgage REIT · NYSE
Ladder Capital is an internally-managed commercial real estate REIT focused on originating senior secured loans and investing in real estate-related assets.
What LADDER CAPITAL CORP CLASS A does
Ladder Capital Corp is an internally-managed real estate investment trust (REIT) that focuses on commercial real estate finance. The company originates senior secured first mortgage loans for transitional properties, manages a portfolio of net leased commercial properties, and invests in investment-grade securities backed by commercial real estate mortgages. It also operates a conduit lending business that originates loans intended for sale into commercial mortgage-backed securities (CMBS) securitizations.
Themes: commercial real estate finance, mortgage lending, securitization, real estate investment trust, fixed income investment
Fundamentals
- Price$10.02 as of 2026-08-24 close
- Market cap$1.3B as of 2026-08-24
- 1-year return-12.9% 2025-08-22 close $11.51 → 2026-08-24 close $10.02
- P/E24.01 as of 2026-08-24
- Net margin+12.7% as of 2026-08-24
- Gross margin+52.5% as of 2026-08-24
- ROE+3.6% as of 2026-08-24
- Debt / equity2.80 as of 2026-08-24
- Revenue growth (YoY)-6.0% as of 2026-08-24
- Beta0.55 as of 2026-08-24
- Last reported earnings2026-07-23 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +8.3%; 1-year non-decreasing per-share dividend streak (SEC XBRL).
How LADR compares in its sector
- price-to-earnings ratiotop 25% 513 covered Financials peers, as of 2026-08-24
- net profit marginmiddle range 538 covered Financials peers, as of 2026-08-24
- operating marginbottom 25% 534 covered Financials peers, as of 2026-08-24
- gross marginmiddle range 176 covered Financials peers, as of 2026-08-24
- return on equitybottom 25% 575 covered Financials peers, as of 2026-08-24
- indicated dividend yieldtop 10% 453 covered Financials peers, as of 2026-08-24
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Exceeded at least one reported measure. In FY2025, LADR's dividend exceeded at least one reported measure of what it earned or generated (earnings payout 184%, operating-cash-flow payout 135%). A payout above 100% in one year is not necessarily unsustainable, but it is not fully covered by that measure.
- Earnings payout184% dividends / net income
- Operating-cash-flow payout135% dividends / operating cash flow — capital spending was not reported, so this does not subtract it
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How LADDER CAPITAL CORP CLASS A looks technically
LADDER CAPITAL CORP CLASS A (LADR) is trading 3.3% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed below its 200-day average about 123 trading days ago — a "death cross", a bearish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 19, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 55, neither overbought (above 70) nor oversold (below 30). It made a new 20-day high about 4 trading days ago. It is 15.9% below its highest point of the past year.
Trend
8
| Distance from the 200-day | it is trading 3.3% below its 200-day average, the long-term trend line — a long-term downtrend | -3.3% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $9.91 | $9.91 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $10.36 | $10.36 |
| Swing structure | each recent peak has been lower than the one before it and each dip deeper — the pattern chart-watchers call a downtrend, which describes where price has already been and not where it goes next | lower highs and lower lows |
| Last swing turn | its last significant turn was a swing low 32 calendar days ago — the swings before that are what the structure reading is measured on | 32 sessions |
| Wave structure | its recent swings can be read as a completed three-part downward correction — a pullback in the A-B-C shape Elliott-wave chartists use; the labelling fails if price closes below 9.43. It is the only labelling that fits, though not with textbook proportions, and it describes the swings already printed, not what comes next. | possible three-wave downward correction, complete (atypical proportions) |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 123 trading days ago — a "death cross", a bearish long-term signal | 123 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 19, below the 25 that marks a real trend) | 18.6 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 55, neither overbought (above 70) nor oversold (below 30) | 54.8 |
|---|---|---|
| Position in its 14-day range | it is trading in the upper half of its 14-day range ($9.38 to $10.24) — its "stochastic" reading is 74 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 74.4 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in positive territory (momentum leaning bullish) | 11 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $11.92 | $11.92 |
|---|---|---|
| From the 52-week high | it is 15.9% below its 52-week high (its highest price of the past year) | -15.9% |
| Above the 52-week low | it is 6.8% above its 52-week low (its lowest price of the past year) | +6.8% |
| Below the 52-week high | it is 15.9% below its highest point of the past year | 15.9% |
| Since a 20-day breakout | it made a new 20-day high about 4 trading days ago | 4 sessions |
| Since a 55-day breakout | it made a new 55-day low about 14 trading days ago | 14 sessions |
| All-time high | its highest closing price on record is $20.78 (set on 2014-12-18) | $20.78 |
| Given back of the 52-week move | over the past year its closes ranged ($9.48 to $11.81), and it has recovered roughly a quarter of its fall from last year’s high — 23% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $10.92 to $10.99. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 23.2% |
| From the all-time high | it is 51.8% below its all-time high | -51.8% |
| Nearest price level | it is trading 0.9% above a support level at $9.93 — a price it turned at four times since 2025-05-22, most recently on 2026-06-03. Since 2024-08-26 it has 2 such levels below the current price and 7 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -0.9% |
| All-time low | its lowest closing price on record is $2.65 (set on 2020-03-18) | $2.65 |
| Above the all-time low | it is 278.1% above its all-time low | +278.1% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are about average versus its own recent 6-month history | 66th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.1983 between its high and its low — about 2.0% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.1983 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $9.46 and $10.17 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $9.46 – $9.81 – $10.17 |
| Typical daily range (% of price) | its price moves about 2.0% in a typical session — among the calmest in the catalog. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.0% |
| Stretch from the 200-day average | it is trading 1.7 daily ranges below its 200-day average price (3.3% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 1.7 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.62× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Price gaps
2
| Gap at the open | it opened on 2026-08-24 0.4% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and had not traded back through that level by the close | +0.4% |
|---|---|---|
| Gap filled | a 2.6% gap down opened on 2026-06-30 has been "filled" 26 sessions ago — price traded back through the level the gap left behind, and it took 12 sessions to close | 26 sessions ago |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 0.8 percentage points (the stock gained 2.6% while the market gained 3.3%) | -0.8% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 3.5 percentage points (the stock lost 1.1% while the market gained 2.4%) | -3.5% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 13.8 percentage points (the stock lost 2.7% while the market gained 11.1%) | -13.8% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 31.3 percentage points (the stock lost 12.9% while the market gained 18.3%) | -31.3% |
Signal agreement
2
| Bullish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bullish state: MACD momentum is positive, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 2 of 9 |
|---|---|---|
| Bearish technical signals | 3 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, trading below its 200-day average, lagging the market over 6 months — these describe past price behaviour, not a forecast | 3 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 0.1% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-17 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is thin, spanning 0.3% of the share price, which is taken to mean a barrier that gives way easily. | +0.1% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 1% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $10.11 — a volume-weighted average of daily closes over 159 sessions, not a true tick-by-tick VWAP. | -0.9% |
|---|---|---|
| Vs the average paid since it last reported | the price is 3% above the average price paid since it last reported on 2026-07-23 (its 8-K), so the typical buyer over that stretch is showing a gain. That average is $9.77 — a volume-weighted average of daily closes over 23 sessions, not a true tick-by-tick VWAP. | +2.5% |
Price levels it has turned at before
LADR last closed at $10.02 on 2026-08-24. Since 2024-08-26 it has turned at 2 prices below its last close and 7 above; the 2 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $9.93 | Support | 0.9% below the last close | turned there four times · 2025-05-22 to 2026-06-03 |
| $10.36 | Resistance | 3.4% above the last close | turned there 9 times · 2025-06-17 to 2026-07-17 |
| $9.64 | Support | 3.8% below the last close | turned there three times · 2025-04-09 to 2026-07-13 |
| $10.61 | Resistance | 5.9% above the last close | turned there four times · 2025-01-13 to 2026-02-26 |
| $10.87 | Resistance | 8.4% above the last close | turned there 8 times · 2024-10-10 to 2025-12-08 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a three-part downward correction — the A-B-C shape chartists use for a pullback — now complete.
This labelling fails — stops being a possible reading at all — if it closes below $9.43.
It is the only labelling that fits these swings, though its proportions are not the textbook ones.
This labelling was already in place when we began recording count changes on 2026-08-13, so how long it has stood is not something we can say yet.
Read from daily closes as of 2026-08-24.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · trendless / choppy (low ADX) · lagging the market · Least volatile (2% or less typical daily range) · Trading at this year’s average price paid (anchored VWAP) · Trading above the Ichimoku cloud | Learn: moving average · golden cross · adx · rsi · breakout · fifty two week high low
Based on daily closing prices as of 2026-08-24. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (1.57 mean, 1=Strong Buy…5=Strong Sell) — 7 analysts
- Mean price target$12.00 range $10.25 – $13.50
Analyst estimates, as of 2026-08-22. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for LADR
- Consensus EPS estimate$0.2943 next reporting period, as of 2026-08-22
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Exposure to commercial real estate market volatility and fluctuations in property values.","Interest rate risk and the potential for duration mismatches between assets and liabilities.","Credit risk related to borrower defaults and the adequacy of loan loss reserves."]
What changed in the latest 10-Q
AI-assisted comparison of LADR's 10-Q filed 2026-04-27 against the prior one filed 2025-10-27.
Management's Discussion & Analysis (MD&A)
- Added:
- New section 'Supplemental Guarantor Disclosures' added (filed 2026-04-27) describing Form S-3 registration filed in June 2025 for debt securities with guarantees by Ladder and consolidation details.
- Removed:
- Reference to 'non-recourse, non-mark-to-market Collateralized Loan Obligations ("CLO") debt issuances and committed term financing from leading financial institutions' removed; replaced with 'unsecured revolving credit facility' (filed 2026-04-27).
- Claim of being 'by volume, one of the largest non-bank contributors of loans to CMBS securitizations in the United States' removed from conduit loans discussion (filed 2026-04-27).
- Reworded:
- Cumulative commercial real estate loans originated increased from $30.9 billion (through September 30, 2025) to $31.9 billion (through March 31, 2026) (filed 2026-04-27).
- Cumulative securities acquired increased from $15.6 billion (through September 30, 2025) to $16.3 billion (through March 31, 2026) (filed 2026-04-27).
- Management team equity ownership changed from 'over 11%' as of September 30, 2025 to 'over 12%' as of March 31, 2026 (filed 2026-04-27).
- Management team experience description changed from 'have 29 years' to 'have over 29 years' on average (filed 2026-04-27).
- Portfolio date updated from 'September 30, 2025' to 'March 31, 2026' (filed 2026-04-27).
- Notes:
- The newer filing text appears to be truncated mid-sentence at 'Term SOFR-based' while older filing continues with detail about floating rates and terms.
- Older filing contains text about balance sheet loan portfolio holdings and FIRREA values that appears to be cut off in both versions, limiting full comparison of this section.
Risk Factors
- Added:
- Added specific reference to 'actions by the U.S. administration and Congress, including recurring risks of government shutdowns and debt ceiling standoffs' (2026-04-27 filing)
- Added 'the ongoing U.S. and Israeli military conflict with Iran and related disruptions to global energy and shipping markets' (2026-04-27 filing)
- Added 'U.S. military operations in Venezuela' (2026-04-27 filing)
- Added 'rising U.S.-China tensions' (2026-04-27 filing)
- Added 'floods' to list of natural disasters (2026-04-27 filing)
- Added reference to 'artificial intelligence ("AI")-enabled attacks' with explicit parenthetical (2026-04-27 filing)
- Added 'shifts in population growth, migration patterns, or workforce availability that may affect demand for commercial real estate' as standalone risk factor (2026-04-27 filing)
- Removed:
- Removed 'New risks and uncertainties arise over time and it is not possible to predict those events or how they may affect us in the future' closing sentence (2025-10-27 filing had this; 2026-04-27 filing removed it)
- Removed section text about 'REFERENCES TO LADDER CAPITAL CORP' and related company structure language that appeared in older filing (2025-10-27 filing)
- Reworded:
- Changed 'Annual Report on Form 10-K for the year ended December 31, 2024' to 'December 31, 2025' (2026-04-27 filing)
- Changed 'actions by the U.S. presidential administration' to 'actions by the U.S. administration and Congress, including recurring risks of government shutdowns and debt ceiling standoffs' (2026-04-27 filing)
- Changed geopolitical risk language from 'broader impacts of the conflicts between Russia and Ukraine and in the Middle East and global tensions such as those between the U.S. and China' to more specific enumeration including 'the protracted war between Russia and Ukraine' and individual mentions of Iran, Venezuela, and China tensions (2026-04-27 filing)
- Expanded cybersecurity risk language from 'AI-enabled attacks' to 'artificial intelligence ("AI")-enabled attacks' with explicit parenthetical definition (2026-04-27 filing)
- Notes:
- Page number references differ between filings (74-76 in newer vs 80-82 in older), but this reflects document layout changes, not substantive content changes to Risk Factors section itself
- The newer filing's Risk Factors section text appears truncated in the provided source material and does not include the full Item 1A disclosure, limiting assessment of complete changes
- Older filing contains post-cautionary statement section text not present in newer filing excerpt, making full comparison of all Risk Factors content not fully assessable from provided materials
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
0 open-market purchases and 2 open-market sales by insiders in the last 90 days.
- Last 90 days0 buys · 2 sells ($358925) — 1 selling insider
- Last 180 days0 buys · 2 sells ($358925) — 1 selling insider
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-06-02. As of 2026-08-25.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about LADR's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Short interest (FINRA)
LADR had 5,160,381 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
Short interest as a percent of shares outstanding is not shown for LADR because we do not hold a verified share count to divide it by. The reported figures above are unaffected.
- Reported short interest (shares) 5,160,381
- Prior settlement (shares) 4,194,533
- Reported change 23.03%
- Days to cover (reported) 3.99
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Blackstone Mortgage Trust (BXMT)
- Starwood Property Trust (STWD)
- KKR Real Estate Finance Trust (KREF)
- Apollo Commercial Real Estate Finance (ARI)
- Ares Commercial Real Estate (ACRE)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does LADDER CAPITAL CORP CLASS A (LADR) do?
Ladder Capital Corp is an internally-managed real estate investment trust (REIT) that focuses on commercial real estate finance. The company originates senior secured first mortgage loans for transitional properties, manages a portfolio of net leased commercial properties, and invests in investment-grade securities backed by commercial real estate mortgages.
What sector is LADDER CAPITAL CORP CLASS A (LADR) in?
LADDER CAPITAL CORP CLASS A (LADR) is classified in the Financials sector. Its industry is mortgage REIT. It trades on NYSE.
Does LADR pay a dividend?
Yes — LADDER CAPITAL CORP CLASS A (LADR) pays a dividend, with an indicated yield of about 8.33% and 1-year non-decreasing per-share dividend streak (SEC EDGAR XBRL) (market data, as of 2026-08-24). Informational only — not financial advice.
Who are LADDER CAPITAL CORP CLASS A's (LADR) competitors?
Notable peers of LADDER CAPITAL CORP CLASS A (LADR) include Blackstone Mortgage Trust, Starwood Property Trust, KKR Real Estate Finance Trust, Apollo Commercial Real Estate Finance and Ares Commercial Real Estate. This peer set is informational only — not financial advice.
Is LADDER CAPITAL CORP CLASS A (LADR) overbought or oversold right now?
LADDER CAPITAL CORP CLASS A (LADR) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 55, in the neutral middle (as of 2026-08-24). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on LADR come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-24.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.