LADDER CAPITAL CORP CLASS A (LADR)
Financials · mortgage REIT · NYSE
Ladder Capital is an internally-managed commercial real estate REIT focused on originating senior secured loans and investing in real estate-related assets.
What LADDER CAPITAL CORP CLASS A does
Ladder Capital Corp is an internally-managed real estate investment trust (REIT) that focuses on commercial real estate finance. The company originates senior secured first mortgage loans for transitional properties, manages a portfolio of net leased commercial properties, and invests in investment-grade securities backed by commercial real estate mortgages. It also operates a conduit lending business that originates loans intended for sale into commercial mortgage-backed securities (CMBS) securitizations.
Themes: commercial real estate finance, mortgage lending, securitization, real estate investment trust, fixed income investment
Fundamentals
- Price$8.85 as of 2026-10-08 close
- Market cap$1.1B as of 2026-07-17 (share count; price 2026-10-08)
- 1-year return-16.4% 2025-10-08 close $10.58 → 2026-10-08 close $8.85
- P/E21.21 as of 2026-10-08
- ROE+4.3% FY2025, SEC XBRL
- Debt / equity2.80 as of 2026-09-02
- Revenue growth (YoY)-6.0% as of 2026-09-02
- Beta0.55 as of 2026-09-02
- Last reported earnings2026-07-23 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +9.8%; 1-year non-decreasing per-share dividend streak (SEC XBRL).
How LADR compares in its sector
- price-to-earnings ratiotop 25% 513 covered Financials peers, as of 2026-10-08
- return on equitybottom 25% 559 covered Financials peers, as of 2026-09-02
- indicated dividend yieldtop 10% 468 covered Financials peers, as of 2026-09-02
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Exceeded at least one reported measure. In FY2025, LADR's dividend exceeded at least one reported measure of what it earned or generated (earnings payout 184%, operating-cash-flow payout 135%). A payout above 100% in one year is not necessarily unsustainable, but it is not fully covered by that measure.
- Earnings payout184% dividends / net income
- Operating-cash-flow payout135% dividends / operating cash flow — capital spending was not reported, so this does not subtract it
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How LADDER CAPITAL CORP CLASS A looks technically
LADDER CAPITAL CORP CLASS A (LADR) is trading 12.6% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed below its 200-day average about 155 trading days ago — a "death cross", a bearish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 37, with sellers in control. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 37, neither overbought (above 70) nor oversold (below 30). It made a new 20-day low about 4 trading days ago. It is 4.4% above its 52-week low (its lowest price of the past year).
Trend
8
| Distance from the 200-day | it is trading 12.6% below its 200-day average, the long-term trend line — a long-term downtrend | -12.6% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $9.53 | $9.53 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $10.12 | $10.12 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing low 37 calendar days ago — the swings before that are what the structure reading is measured on | 37 sessions |
| Wave structure | its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in the fourth leg, a pullback against that downward direction; the labelling fails if price closes above 9.43. It is the only labelling that fits, though not with textbook proportions, and it describes the swings already printed, not what comes next. | possible downward five-wave sequence, in wave 4 (atypical proportions) |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 155 trading days ago — a "death cross", a bearish long-term signal | 155 sessions |
| Trend strength (14-day ADX) | a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 37, with sellers in control | 37.1 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 37, neither overbought (above 70) nor oversold (below 30) | 36.9 |
|---|---|---|
| Position in its 14-day range | it is trading in the lower half of its 14-day range ($8.48 to $9.57) — its "stochastic" reading is 34 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 33.9 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) | 29 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $11.48 | $11.48 |
|---|---|---|
| From the 52-week high | it is 22.9% below its 52-week high (its highest price of the past year) | -22.9% |
| Above the 52-week low | it is 4.4% above its 52-week low (its lowest price of the past year) | +4.4% |
| Below the 52-week high | it is 22.9% below its highest point of the past year | 22.9% |
| Since a 20-day breakout | it made a new 20-day low about 4 trading days ago | 4 sessions |
| Since a 55-day breakout | it made a new 55-day low about 4 trading days ago | 4 sessions |
| All-time high | its highest closing price on record is $20.78 (set on 2014-12-18) | $20.78 |
| Given back of the 52-week move | over the past year its closes ranged ($8.52 to $11.42), and it has recovered only a small part of its fall from last year’s high — 11% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $10.31 to $10.40. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 11.4% |
| From the all-time high | it is 57.4% below its all-time high | -57.4% |
| Nearest price level | it is trading 8.9% below a resistance level at $9.64 — a price it turned at four times since 2025-04-09, most recently on 2026-09-01. Since 2024-10-08 it has 0 such levels below the current price and 9 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +8.9% |
| All-time low | its lowest closing price on record is $2.65 (set on 2020-03-18) | $2.65 |
| Above the all-time low | it is 234.0% above its all-time low | +234.0% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually wide versus its own recent history (wider than about 97% of the past ~6 months) | 97th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.1947 between its high and its low — about 2.2% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.1947 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $8.37 and $9.85 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $8.37 – $9.11 – $9.85 |
| Typical daily range (% of price) | its price moves about 2.2% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.2% |
| Stretch from the 200-day average | it is trading 6.5 daily ranges below its 200-day average price (12.6% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 6.5 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.85× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | not available for this company yet | n/a |
Candlestick patterns
4
| Since a doji | 1 session ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 1 session ago |
|---|---|---|
| Since a hammer | 9 sessions ago, after a stretch of decline, it sold off hard during the session and then closed back near its high — a "hammer", the long lower wick showing the drop was bought back before the close | 9 sessions ago |
| Since a bullish engulfing | 7 sessions ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | 7 sessions ago |
| Since a bearish engulfing | 4 sessions ago it opened above the previous session's close and finished below that session's open — a "bearish engulfing" pair, where one down day more than undid the up day before it | 4 sessions ago |
Price gaps
1
| Gap at the open | it opened on 2026-10-08 0.2% below the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | -0.2% |
|---|
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 10.5 percentage points (the stock lost 9.5% while the market gained 1.0%) | -10.6% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 12.6 percentage points (the stock lost 8.8% while the market gained 3.8%) | -12.6% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 27.0 percentage points (the stock lost 9.5% while the market gained 17.5%) | -27.0% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 31.3 percentage points (the stock lost 16.4% while the market gained 15.0%) | -31.3% |
Signal agreement
2
| Bullish technical signals | 0 of the 9 technical signals we can compute for it are currently in a bullish state — these describe past price behaviour, not a forecast | 0 of 9 |
|---|---|---|
| Bearish technical signals | 6 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, trading below its 200-day average, MACD momentum is negative, a strong downtrend, with sellers in control, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 6 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 10% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is thin, spanning 0.4% of the share price, which is taken to mean a barrier that gives way easily. | -10.2% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 11% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $9.89 — a volume-weighted average of daily closes over 191 sessions, not a true tick-by-tick VWAP. | -10.6% |
|---|---|---|
| Vs the average paid since it last reported | the price is 6% below the average price paid since it last reported on 2026-07-23 (its 8-K), so the typical buyer over that stretch is under water. That average is $9.46 — a volume-weighted average of daily closes over 55 sessions, not a true tick-by-tick VWAP. | -6.4% |
Price levels it has turned at before
LADR last closed at $8.85 on 2026-10-08. Since 2024-10-08 it has turned at 0 prices below its last close and 9 above; the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $9.64 | Resistance | 8.9% above the last close | turned there four times · 2025-04-09 to 2026-09-01 |
| $9.94 | Resistance | 12.3% above the last close | turned there five times · 2025-05-22 to 2026-09-03 |
| $10.33 | Resistance | 16.8% above the last close | turned there 9 times · 2025-06-17 to 2026-08-19 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in leg 4 of five, a pullback against that direction.
This labelling fails — stops being a possible reading at all — if it closes above $9.43.
It is the only labelling that fits these swings, though its proportions are not the textbook ones.
On past moves of this shape the leg has usually ended somewhere between $9.43 and $9.78 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
This reading has stood for 13 trading days, since 2026-09-22.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · Pulled back from the 12-month high · lagging the market · Stretched far below its 200-day average (6+ daily ranges) · Under water since its last earnings report (below the anchored VWAP) · Trading below the Ichimoku cloud | Learn: moving average · golden cross · adx · rsi · breakout · fifty two week high low
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Mean price target$12.00 range $10.25 – $13.50
Analyst estimates, as of 2026-10-03. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for LADR
- Consensus EPS estimate$0.2943 next reporting period, as of 2026-10-03
- Estimate change, 30 days$0.00 (0.0%) from $0.2943, on 2026-08-29, 35-day window
- Readings revised upward13% of 8 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Exposure to commercial real estate market volatility and fluctuations in property values.","Interest rate risk and the potential for duration mismatches between assets and liabilities.","Credit risk related to borrower defaults and the adequacy of loan loss reserves."]
What changed in the latest 10-Q
AI-assisted comparison of LADR's 10-Q filed 2026-04-27 against the prior one filed 2025-10-27.
Management's Discussion & Analysis (MD&A)
- Added:
- New section 'Supplemental Guarantor Disclosures' added (filed 2026-04-27) describing Form S-3 registration filed in June 2025 for debt securities with guarantees by Ladder and consolidation details.
- Removed:
- Reference to 'non-recourse, non-mark-to-market Collateralized Loan Obligations ("CLO") debt issuances and committed term financing from leading financial institutions' removed; replaced with 'unsecured revolving credit facility' (filed 2026-04-27).
- Claim of being 'by volume, one of the largest non-bank contributors of loans to CMBS securitizations in the United States' removed from conduit loans discussion (filed 2026-04-27).
- Reworded:
- Cumulative commercial real estate loans originated increased from $30.9 billion (through September 30, 2025) to $31.9 billion (through March 31, 2026) (filed 2026-04-27).
- Cumulative securities acquired increased from $15.6 billion (through September 30, 2025) to $16.3 billion (through March 31, 2026) (filed 2026-04-27).
- Management team equity ownership changed from 'over 11%' as of September 30, 2025 to 'over 12%' as of March 31, 2026 (filed 2026-04-27).
- Management team experience description changed from 'have 29 years' to 'have over 29 years' on average (filed 2026-04-27).
- Portfolio date updated from 'September 30, 2025' to 'March 31, 2026' (filed 2026-04-27).
- Notes:
- The newer filing text appears to be truncated mid-sentence at 'Term SOFR-based' while older filing continues with detail about floating rates and terms.
- Older filing contains text about balance sheet loan portfolio holdings and FIRREA values that appears to be cut off in both versions, limiting full comparison of this section.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales recorded in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.
- Last 180 days · read to 2026-10-040 buys · 2 sells ($358925) — 1 selling insider
Most recent open-market transaction: 2026-06-02. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about LADR's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Short interest (FINRA)
LADR had 5,998,631 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
Short interest as a percent of shares outstanding is not shown for LADR because we do not hold a verified share count to divide it by. The reported figures above are unaffected.
- Reported short interest (shares) 5,998,631
- Prior settlement (shares) 5,740,996
- Reported change 4.49%
- Days to cover (reported) 5.6
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Blackstone Mortgage Trust (BXMT)
- Starwood Property Trust (STWD)
- KKR Real Estate Finance Trust (KREF)
- Apollo Commercial Real Estate Finance (ARI)
- Ares Commercial Real Estate (ACRE)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does LADDER CAPITAL CORP CLASS A (LADR) do?
Ladder Capital Corp is an internally-managed real estate investment trust (REIT) that focuses on commercial real estate finance. The company originates senior secured first mortgage loans for transitional properties, manages a portfolio of net leased commercial properties, and invests in investment-grade securities backed by commercial real estate mortgages.
What sector is LADDER CAPITAL CORP CLASS A (LADR) in?
LADDER CAPITAL CORP CLASS A (LADR) is classified in the Financials sector. Its industry is mortgage REIT. It trades on NYSE.
Does LADR pay a dividend?
Yes — LADDER CAPITAL CORP CLASS A (LADR) pays a dividend, with an indicated yield of about 9.76% and 1-year non-decreasing per-share dividend streak (SEC EDGAR XBRL) (market data, as of 2026-09-02). Informational only — not financial advice.
Who are LADDER CAPITAL CORP CLASS A's (LADR) competitors?
Notable peers of LADDER CAPITAL CORP CLASS A (LADR) include Blackstone Mortgage Trust, Starwood Property Trust, KKR Real Estate Finance Trust, Apollo Commercial Real Estate Finance and Ares Commercial Real Estate. This peer set is informational only — not financial advice.
Is LADDER CAPITAL CORP CLASS A (LADR) overbought or oversold right now?
LADDER CAPITAL CORP CLASS A (LADR) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 37, in the neutral middle (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on LADR come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest; prices are market data, as of 2026-09-02; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.