Starwood Property Trust (STWD)
Financials · Mortgage REIT · NYSE
A large, diversified real estate investment trust that combines commercial and residential lending, real estate property ownership, and mortgage servicing into a single platform.
What Starwood Property Trust does
Starwood Property Trust is a diversified real estate investment trust (REIT) that focuses on originating, acquiring, and managing a portfolio of commercial real estate debt and equity investments. The company operates across multiple business segments, including commercial and residential lending, real estate property investment, infrastructure lending, and mortgage servicing.
Themes: real estate finance, commercial real estate lending, mortgage servicing rights, infrastructure lending, affordable housing
Fundamentals
- Price$12.75 as of 2026-10-08 close
- Market cap$4.7B as of 2026-07-31 (share count; price 2026-10-08)
- 1-year return-32.1% 2025-10-08 close $18.79 → 2026-10-08 close $12.75
- P/E12.86 as of 2026-10-08
- Net margin+22.3% FY2025, SEC XBRL
- ROE+5.8% FY2025, SEC XBRL
- Debt / equity3.47 as of 2026-09-02
- Revenue growth (YoY)+5.9% as of 2026-09-02
- Revenue CAGR (3y)+8.0% SEC XBRL
- Beta0.60 as of 2026-09-02
- Last reported earnings2026-08-06 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +12.9%; 8-year non-decreasing per-share dividend streak (SEC XBRL).
How STWD compares in its sector
- price-to-earnings ratiomiddle range 513 covered Financials peers, as of 2026-10-08
- net profit marginmiddle range 344 covered Financials peers, as of 2026-09-02
- return on equitybottom 25% 559 covered Financials peers, as of 2026-09-02
- 3-year revenue CAGRmiddle range 347 covered Financials peers
- indicated dividend yieldtop 10% 468 covered Financials peers, as of 2026-09-02
- free cash flow (absolute dollars, latest fiscal year)middle range 430 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
STWD is not currently in any published Top 10 list. Its scores are below.
Top 10 score
34.9 #1291 of 1,379 scored · #214 of 220 in Financials
Valuation 76th (price to book 0.7, price to earnings 12.9) and growth 45th (3-year revenue CAGR 8%, revenue growth year over year 5.9%); weakest is trend (8th, a strong downtrend, with sellers in control).
Scores as of 8 Oct 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 4.
Dividend coverage (FY2025)
Exceeded at least one reported measure. In FY2025, STWD's dividend exceeded at least one reported measure of what it earned or generated (earnings payout 163%, free-cash-flow payout 673%). A payout above 100% in one year is not necessarily unsustainable, but it is not fully covered by that measure.
- Earnings payout163% dividends / net income
- Free-cash-flow payout673% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How Starwood Property Trust looks technically
Starwood Property Trust (STWD) is trading 25.2% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed below its 200-day average about 236 trading days ago — a "death cross", a bearish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 52, with sellers in control. Momentum is beaten down — its 14-day RSI (a 0–100 momentum gauge) is 16, in oversold territory (below 30). It made a new 20-day low about 2 trading days ago. It is 2.7% above its 52-week low (its lowest price of the past year).
Trend
8
| Distance from the 200-day | it is trading 25.2% below its 200-day average, the long-term trend line — a long-term downtrend | -25.2% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $15.36 | $15.36 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $17.04 | $17.04 |
| Swing structure | each recent peak has been lower than the one before it and each dip deeper — the pattern chart-watchers call a downtrend, which describes where price has already been and not where it goes next | lower highs and lower lows |
| Last swing turn | its last significant turn was a swing low 37 calendar days ago — the swings before that are what the structure reading is measured on | 37 sessions |
| Wave structure | its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in the fourth leg, a pullback against that downward direction; the labelling fails if price closes above 15.51. It is the only labelling that fits, though not with textbook proportions, and it describes the swings already printed, not what comes next. | possible downward five-wave sequence, in wave 4 (atypical proportions) |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 236 trading days ago — a "death cross", a bearish long-term signal | 236 sessions |
| Trend strength (14-day ADX) | a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 52, with sellers in control | 51.5 |
Momentum
3
| 14-day RSI | momentum is beaten down — its 14-day RSI (a 0–100 momentum gauge) is 16, in oversold territory (below 30) | 15.8 |
|---|---|---|
| Position in its 14-day range | it is trading near the bottom of its 14-day range ($12.42 to $15.23) — its "stochastic" reading is 12 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 11.7 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) | 31 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $19.57 | $19.57 |
|---|---|---|
| From the 52-week high | it is 34.8% below its 52-week high (its highest price of the past year) | -34.9% |
| Above the 52-week low | it is 2.7% above its 52-week low (its lowest price of the past year) | +2.7% |
| Below the 52-week high | it is 34.8% below its highest point of the past year | 34.9% |
| Since a 20-day breakout | it made a new 20-day low about 2 trading days ago | 2 sessions |
| Since a 55-day breakout | it made a new 55-day low about 2 trading days ago | 2 sessions |
| All-time high | its highest closing price on record is $27.01 (set on 2021-06-25) | $27.01 |
| Given back of the 52-week move | over the past year its closes ranged ($12.66 to $19.43), and it has recovered essentially none of its fall from last year’s high — 1% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $16.84 to $17.06. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 1.3% |
| From the all-time high | it is 52.8% below its all-time high | -52.8% |
| Nearest price level | it is trading 21.6% below a resistance level at $15.50 — a price it turned at twice since 2026-08-06, most recently on 2026-09-01. Since 2024-10-08 it has 0 such levels below the current price and 11 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +21.6% |
| All-time low | its lowest closing price on record is $7.59 (set on 2020-03-18) | $7.59 |
| Above the all-time low | it is 68.0% above its all-time low | +68.0% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually wide versus its own recent history (wider than about 99% of the past ~6 months) | 99th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.3417 between its high and its low — about 2.7% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.3417 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $12.29 and $16.16 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $12.29 – $14.23 – $16.16 |
| Typical daily range (% of price) | its price moves about 2.7% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.7% |
| Stretch from the 200-day average | it is trading 12.6 daily ranges below its 200-day average price (25.2% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 12.6 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.55× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | not available for this company yet | n/a |
Candlestick patterns
1
| Since a doji | 8 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 8 sessions ago |
|---|
Price gaps
2
| Gap at the open | it opened on 2026-10-08 0.3% below the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | -0.3% |
|---|---|---|
| Open gap | it gapped 2.4% below the previous close 6 sessions ago and has not traded back through the level it left behind at 14.36 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | -2.4% |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 20.8 percentage points (the stock lost 19.7% while the market gained 1.0%) | -20.8% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 26.3 percentage points (the stock lost 22.5% while the market gained 3.8%) | -26.3% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 43.7 percentage points (the stock lost 26.2% while the market gained 17.5%) | -43.7% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 47.1 percentage points (the stock lost 32.1% while the market gained 15.0%) | -47.1% |
Signal agreement
2
| Bullish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bullish state: its RSI momentum gauge is oversold (a beaten-down reading), near the bottom of its 14-day range (oversold) — these describe past price behaviour, not a forecast | 2 of 9 |
|---|---|---|
| Bearish technical signals | 7 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, trading below its 200-day average, a fresh 20-day low, MACD momentum is negative, a strong downtrend, with sellers in control, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 7 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 21% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is thin, spanning 1.8% of the share price, which is taken to mean a barrier that gives way easily. | -20.9% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 23% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $16.64 — a volume-weighted average of daily closes over 190 sessions, not a true tick-by-tick VWAP. | -23.4% |
|---|---|---|
| Vs the average paid since it last reported | the price is 15% below the average price paid since it last reported on 2026-08-06 (its 10-Q), so the typical buyer over that stretch is under water. That average is $15.01 — a volume-weighted average of daily closes over 45 sessions, not a true tick-by-tick VWAP. | -15.0% |
Price levels it has turned at before
STWD last closed at $12.75 on 2026-10-08. Since 2024-10-08 it has turned at 0 prices below its last close and 11 above; the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $15.50 | Resistance | 21.6% above the last close | turned there twice · 2026-08-06 to 2026-09-01 |
| $16.22 | Resistance | 27.2% above the last close | turned there four times · 2026-07-02 to 2026-09-04 |
| $16.83 | Resistance | 32.0% above the last close | turned there six times · 2025-04-09 to 2026-08-11 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in leg 4 of five, a pullback against that direction.
This labelling fails — stops being a possible reading at all — if it closes above $15.51.
It is the only labelling that fits these swings, though its proportions are not the textbook ones.
On past moves of this shape the leg has usually ended somewhere between $15.51 and $15.81 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
This reading has stood for 19 trading days, since 2026-09-14.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · Oversold (14-day RSI below 30) · Near the 52-week low · Pulled back from the 12-month high · Broke down to a new 20-day low · lagging the market | Learn: moving average · golden cross · adx · rsi · breakout · fifty two week high low
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (1.89 mean, 1=Strong Buy…5=Strong Sell) — 8 analysts
- Mean price target$19.88 range $17.00 – $24.00; median $20.00
Analyst estimates, as of 2026-10-06. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for STWD
- Consensus EPS estimate$0.314 next reporting period, as of 2026-10-06
- Estimate change, 30 days$0.00 (0.0%) from $0.314, on 2026-08-31, 36-day window
- Readings revised upward0% of 5 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Sensitivity to interest rate fluctuations and credit market conditions.","Credit risk and potential losses within the commercial and residential real estate loan portfolios.","Exposure to volatility in fair value of mortgage-related assets and derivative instruments."]
What changed in the latest 10-Q
AI-assisted comparison of STWD's 10-Q filed 2026-05-08 against the prior one filed 2025-11-10.
Management's Discussion & Analysis (MD&A)
- Added:
- Newer filing (2026-05-08) references Form 10-K for fiscal year ended December 31, 2025, whereas older filing (2025-11-10) references Form 10-K for fiscal year ended December 31, 2024
- Newer filing specifies segment status as of March 31, 2026; older filing specifies as of September 30, 2025
- Newer filing includes detailed Q1 2026 developments section with specific transactions: $1.5 billion commercial loan originations/acquisitions, data center loans, multifamily and industrial loans, European loan, property sales and refinancings
- Newer filing describes Infrastructure Lending Segment Q1 2026 activity: $596.7 million committed, CLO refinancing (Starwood 2026-SIF7) with $600.0 million issuance at SOFR + 1.91%
- Newer filing describes Property Segment Q1 2026 activity: acquisition of 32 net lease properties for $129.6 million, ABS refinancing (FI Series 2026-1) at 5.06% fixed rate with 5.4-year maturity
- Newer filing mentions redemption of ABS FI Series 2023-1 which had 6.65% fixed rate for $323.6 million
- Removed:
- Older filing (2025-11-10) included 'Economic Environment' section discussing Federal Reserve rate actions, tariffs, economic uncertainty, office/retail/multifamily sector challenges, and CECL allowance considerations—section not present in newer filing
- Older filing included Q3 2025 developments section with $1.4 billion commercial loan originations, $219.4 million funding of commitments, Infrastructure Lending activity with $790.9 million committed, and Property Segment activity including $2.2 billion Fundamental Income Properties acquisition
- Older filing specific transaction details: $550 million Arizona multifamily loan, $500 million New York industrial loan, $161 million New York multifamily loan, Infrastructure commitments of $790.9 million, $691.1 million infrastructure repayment proceeds
- Reworded:
- Reference period changed from 'Third Quarter of 2025' (older) to 'First Quarter of 2026' (newer)
- Notes:
- Newer filing text appears truncated at the Property Segment section; comparison limited to available text
- Changes reflect different fiscal periods being reported (Q3 2025 vs. Q1 2026) rather than revisions to the same period
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales recorded in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.
Most recent open-market transaction: 2026-04-01. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about STWD's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
U.S. House trading disclosures
U.S. House members publicly disclose their own, their spouse's, and dependent children's stock transactions under the STOCK Act. We hold 2 matched disclosures for STWD from U.S. House Clerk Periodic Transaction Report filings.
U.S. House trading disclosures →Short interest (FINRA)
STWD had 19,132,705 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
STWD had 5.17% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 4.67 days to cover at the same settlement.
- Reported short interest (shares) 19,132,705
- Short interest (% of shares outstanding) 5.17%
- Prior settlement (shares) 18,163,097
- Reported change 5.34%
- Days to cover (reported) 4.67
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Blackstone Mortgage Trust (BXMT)
- KKR Real Estate Finance Trust (KREF)
- Apollo Commercial Real Estate Finance (ARI)
- Ares Commercial Real Estate (ACRE)
- AGNC Investment (AGNC)
- Annaly Capital Management (NLY)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does Starwood Property Trust (STWD) do?
Starwood Property Trust is a diversified real estate investment trust (REIT) that focuses on originating, acquiring, and managing a portfolio of commercial real estate debt and equity investments. The company operates across multiple business segments, including commercial and residential lending, real estate property investment, infrastructure lending, and mortgage servicing.
What sector is Starwood Property Trust (STWD) in?
Starwood Property Trust (STWD) is classified in the Financials sector. Its industry is Mortgage REIT. It trades on NYSE.
Does STWD pay a dividend?
Yes — Starwood Property Trust (STWD) pays a dividend, with an indicated yield of about 12.85% and 8-year non-decreasing per-share dividend streak (SEC EDGAR XBRL) (market data, as of 2026-09-02). Informational only — not financial advice.
Who are Starwood Property Trust's (STWD) competitors?
Notable peers of Starwood Property Trust (STWD) include Blackstone Mortgage Trust, KKR Real Estate Finance Trust, Apollo Commercial Real Estate Finance, Ares Commercial Real Estate and AGNC Investment. This peer set is informational only — not financial advice.
Has there been recent U.S. House stock trading in STWD?
Yes — we hold 2 matched STOCK Act disclosures for STWD from U.S. House Clerk Periodic Transaction Report filings. These are legally-required disclosures (often filed 30–45 days after the trade), may belong to a U.S. House member, their spouse, or a dependent child, and are not an indicator of company performance or investment advice.
Is Starwood Property Trust (STWD) overbought or oversold right now?
Starwood Property Trust (STWD) is currently in oversold territory (its 14-day RSI is 16, below 30) (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on STWD come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest; prices are market data, as of 2026-09-02; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.