Rithm Capital (RITM)
Financials · Mortgage banking and real estate investment platform
A diversified real estate and asset management platform that earns revenue from mortgage servicing, loan origination, transitional lending, and managing assets across residential, credit, and commercial investments.
What Rithm Capital does
Rithm Capital is a diversified investment and asset management platform that operates across four main segments: mortgage origination and servicing (including mortgage servicing rights), residential transitional lending, asset management, and an investment portfolio spanning real estate, credit, and financial services. The company manages over $53 billion in total assets and generates revenue from mortgage servicing fees, interest income, asset management fees, rental income from single-family homes, and gains on loan origination.
Themes: ["Mortgage servicing and origination","Residential real estate finance","Transitional lending","Asset management / alternative investments","Single-family rental","Real estate credit"]
Fundamentals
- Price$9.21 as of 2026-07-09 close
- Market cap$5.1B as of 2026-07-10
- 1-year return-21.4% as of 2026-07-09 close
- P/E7.13 as of 2026-07-10
- Net margin+13.8% as of 2026-07-10
- Gross margin+67.7% as of 2026-07-10
- ROE+8.6% as of 2026-07-10
- Debt / equity4.08 as of 2026-07-10
- Revenue growth (YoY)+9.4% as of 2026-07-10
- Revenue CAGR (3y)-2.3% SEC XBRL
- Beta1.14 as of 2026-07-10
Dividend: yield +10.9%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Business execution and strategy risk: The company's diversified platform exposes it to complex operational risks across multiple business segments (Origination and Servicing, Residential Transitional Lending, Asset Management, and Investment Portfolio), with potential failures in risk management, systems, personnel, or controls that could adversely affect the broader platform.","Valuation and fair value measurement risk: A significant portion of assets and investments rely on models, estimates, and assumptions rather than observable market prices (including MSRs, residential transition loans, assets under management, non-Agency RMBS, and CRE investments), and changes in valuation assumptions could materially impact financial results and fee revenues.","Interest rate and market sensitivity: The company's results of operations depend on the ability to effectively respond to changes in interest rates and prepayment speeds, which materially affect mortgage servicing values, loan portfolio performance, and overall financial condition."]
Competitors & peers
- Rocket Companies (RKT)
- LoanDepot (LDI)
- Ellington Financial
- New Residential Investment (NRZ)
- Invesco Mortgage Capital (IVR)
- Blackstone Real Estate
- Ares Management (ARES)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.