Rocket Companies (RKT)
Financials · mortgage banking and financial services · NYSE
Rocket Companies is a technology-driven home financing and real estate platform that provides an end-to-end digital experience for buying, selling, and financing homes.
What Rocket Companies does
Rocket Companies is a fintech platform offering a comprehensive ecosystem of home buying, selling, and financing services. The company operates through a digital-first mortgage origination platform, a mortgage servicing business, and integrated real estate and personal finance services, including title insurance and personal lending. Following recent acquisitions, it also provides integrated real estate brokerage and professional real estate services.
Themes: fintech, mortgage origination / servicing, real estate technology (PropTech), digital lending, home financing ecosystem
Fundamentals
- Price$11.76 as of 2026-10-08 close
- Market cap$33.3B as of 2026-07-31 (share count; price 2026-10-08)
- 1-year return-27.5% 2025-10-08 close $16.22 → 2026-10-08 close $11.76
- P/E78.24 as of 2026-10-08
- ROE-0.3% FY2025, SEC XBRL
- Debt / equity1.41 as of 2026-09-02
- Beta1.00 as of 2026-09-02
- Last reported earnings2026-08-06 SEC EDGAR Form 8-K (Item 2.02)
How RKT compares in its sector
- price-to-earnings ratiotop 10% 513 covered Financials peers, as of 2026-10-08
- return on equitybottom 10% 559 covered Financials peers, as of 2026-09-02
- free cash flow (absolute dollars, latest fiscal year)bottom 10% 430 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
How Rocket Companies looks technically
Rocket Companies (RKT) is trading 24.1% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed below its 200-day average about 132 trading days ago — a "death cross", a bearish long-term signal. A trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 20 (a reading of 25+ marks a strong trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 41, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 1 trading day ago (its momentum flipped positive). It made a new 20-day low about 2 trading days ago. It is 51.7% below its highest point of the past year.
Trend
8
| Distance from the 200-day | it is trading 24.1% below its 200-day average, the long-term trend line — a long-term downtrend | -24.1% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $13.21 | $13.21 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $15.49 | $15.49 |
| Swing structure | each recent peak has been lower than the one before it and each dip deeper — the pattern chart-watchers call a downtrend, which describes where price has already been and not where it goes next | lower highs and lower lows |
| Last swing turn | its last significant turn was a swing low 37 calendar days ago — the swings before that are what the structure reading is measured on | 37 sessions |
| Wave structure | its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in the fourth leg, a pullback against that downward direction; the labelling fails if price closes above 13.72. It is the only labelling that fits, and it describes the swings already printed, not what comes next. | possible downward five-wave sequence, in wave 4 |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 132 trading days ago — a "death cross", a bearish long-term signal | 132 sessions |
| Trend strength (14-day ADX) | a trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 20 (a reading of 25+ marks a strong trend) | 20.4 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 41, neither overbought (above 70) nor oversold (below 30) | 40.9 |
|---|---|---|
| Position in its 14-day range | it is trading in the lower half of its 14-day range ($10.99 to $12.84) — its "stochastic" reading is 42 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 41.6 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bullish about 1 trading day ago (its momentum flipped positive) | 1 session |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $24.36 | $24.36 |
|---|---|---|
| From the 52-week high | it is 51.7% below its 52-week high (its highest price of the past year) | -51.7% |
| Above the 52-week low | it is 7.0% above its 52-week low (its lowest price of the past year) | +7.0% |
| Below the 52-week high | it is 51.7% below its highest point of the past year | 51.7% |
| Since a 20-day breakout | it made a new 20-day low about 2 trading days ago | 2 sessions |
| Since a 55-day breakout | it made a new 55-day low about 2 trading days ago | 2 sessions |
| All-time high | its highest closing price on record is $43.00 (set on 2021-03-02) | $43.00 |
| Given back of the 52-week move | over the past year its closes ranged ($11.44 to $23.44), and it has recovered only a small part of its fall from last year’s high — 3% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $18.86 to $19.24. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 2.7% |
| From the all-time high | it is 72.7% below its all-time high | -72.7% |
| Nearest price level | it is trading 0.9% above a support level at $11.65 — a price it turned at twice since 2025-02-12, most recently on 2025-03-31. Since 2024-10-08 it has 2 such levels below the current price and 14 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -0.9% |
| All-time low | its lowest closing price on record is $5.97 (set on 2022-10-21) | $5.97 |
| Above the all-time low | it is 97.0% above its all-time low | +97.0% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are about average versus its own recent 6-month history | 56th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.6 between its high and its low — about 5.1% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.6 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $10.99 and $13.41 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $10.99 – $12.20 – $13.41 |
| Typical daily range (% of price) | its price moves about 5.1% in a typical session — about typical for the companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 5.1% |
| Stretch from the 200-day average | it is trading 6.2 daily ranges below its 200-day average price (24.1% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 6.2 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.27× |
|---|
Analyst
2
| Change in the average price target | analysts have cut their average price target by 0.8% since the prior reading | -0.8% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
1
| Since a bullish engulfing | 5 sessions ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | 5 sessions ago |
|---|
Price gaps
3
| Gap at the open | it opened on 2026-10-08 1.7% below the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | -1.7% |
|---|---|---|
| Open gap | it gapped 2.5% below the previous close 23 sessions ago and has not traded back through the level it left behind at 14.22 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | -2.5% |
| Gap filled | a 4.3% gap down opened on 2026-10-07 has been "filled" today — price traded back through the level the gap left behind, and it took 1 session to close | today |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 15.9 percentage points (the stock lost 14.8% while the market gained 1.0%) | -15.9% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 20.8 percentage points (the stock lost 16.9% while the market gained 3.8%) | -20.8% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 39.2 percentage points (the stock lost 21.8% while the market gained 17.5%) | -39.2% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 42.5 percentage points (the stock lost 27.5% while the market gained 15.0%) | -42.5% |
Signal agreement
2
| Bullish technical signals | 1 of the 9 technical signals we can compute for it is currently in a bullish state: MACD momentum is positive — these describe past price behaviour, not a forecast | 1 of 9 |
|---|---|---|
| Bearish technical signals | 5 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, trading below its 200-day average, a fresh 20-day low, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 5 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 15% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is moderate, spanning 5.5% of the share price. | -14.9% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 23% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $15.36 — a volume-weighted average of daily closes over 191 sessions, not a true tick-by-tick VWAP. | -23.4% |
|---|---|---|
| Vs the average paid since it last reported | the price is 9% below the average price paid since it last reported on 2026-08-06 (its 8-K), so the typical buyer over that stretch is under water. That average is $12.96 — a volume-weighted average of daily closes over 45 sessions, not a true tick-by-tick VWAP. | -9.3% |
Symmetrical triangle, either side — broke down · the lower entry $13.18 · 83 sessions in
Price levels it has turned at before
RKT last closed at $11.76 on 2026-10-08. Since 2024-10-08 it has turned at 2 prices below its last close and 14 above; the 2 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $11.65 | Support | 0.9% below the last close | turned there twice · 2025-02-12 to 2025-03-31 |
| $11.96 | Resistance | 1.7% above the last close | turned there twice · 2025-02-04 to 2025-05-22 |
| $12.27 | Resistance | 4.3% above the last close | turned there three times · 2025-06-02 to 2026-06-08 |
| $11.01 | Support | 6.4% below the last close | turned there twice · 2025-04-11 to 2025-05-09 |
| $12.54 | Resistance | 6.6% above the last close | turned there twice · 2025-01-15 to 2026-07-23 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in leg 4 of five, a pullback against that direction.
This labelling fails — stops being a possible reading at all — if it closes above $13.72.
It is the only labelling that fits these swings, though its proportions are not the textbook ones.
On past moves of this shape the leg has usually ended somewhere between $13.33 and $13.72 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
This reading has stood for 16 trading days, since 2026-09-17.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · Pulled back from the 12-month high · Broke down to a new 20-day low · MACD just crossed bullish (12/26/9) · lagging the market · Stretched far below its 200-day average (6+ daily ranges) | Learn: moving average · golden cross · adx · rsi · macd · breakout · fifty two week high low
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (2.06 mean, 1=Strong Buy…5=Strong Sell) — 14 analysts
- Mean price target$17.56 range $14.00 – $21.00; median $17.90
Analyst estimates, as of 2026-10-05. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for RKT
- Consensus EPS estimate$0.1503 next reporting period, as of 2026-10-05
- Estimate change, 30 days-$0.00214 (-1.4%) from $0.1525, on 2026-08-31, 35-day window
- Readings revised upward13% of 8 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Fluctuations in interest rates and market volatility affecting mortgage demand and MSR valuations.","Intense competition in mortgage origination and servicing markets.","Regulatory and legal risks associated with residential lending and real estate services."]
What changed in the latest 10-Q
AI-assisted comparison of RKT's 10-Q filed 2026-05-12 against the prior one filed 2025-11-06.
Management's Discussion & Analysis (MD&A)
- Added:
- Newer filing (2026-05-12) adds 'Objective' subsection describing management's analysis perspective
- Newer filing describes company as 'homeownership platform' rather than 'fintech company'
- Newer filing adds 'Recent Developments' and 'Business Trends' section discussing Q1 2026 economic conditions including inflation at 3%, Federal Reserve rates at 3.50%-3.75%, and Middle East conflict impact on oil prices
- Newer filing reports mortgage rates volatility from 6.15% (January) to 5.98% (late February) to 6.38% (March end)
- Newer filing adds 'Three months ended March 31, 2026 summary' with specific financial metrics: $44.7 billion mortgage originations, $297 million Net income, $738 million Adjusted EBITDA
- Newer filing adds comparison showing $23.1 billion increase in originations and $509 million improvement in net income versus 2025
- Removed:
- Older filing (2025-11-06) describes company as 'fintech company' instead of 'homeownership platform'
- Older filing includes 'Business Trends' discussion of July-September 2025 period with labor market weakening, Federal Reserve 25 basis point rate reduction, and 30-year mortgage rate at 6.3%
- Older filing reports 'Three months ended September 30, 2025 summary' with $32.4 billion mortgage originations, $123.9 million net loss, $349.3 million Adjusted EBITDA
- Older filing includes 'Nine months ended September 30, 2025 summary' with $83.1 billion originations, $302.2 million net loss, $690.1 million Adjusted EBITDA
- Older filing includes parenthetical clarifications '(the "Form 10-Q")' and '(the "Form 10-K")' and '(the "SEC")'
- Older filing references 'Significant Accounting Policies' versus newer 'Significant Accounting Policies'
- Reworded:
- Newer filing removes parenthetical references to form names: 'Form 10-Q' instead of '(the "Form 10-Q")'; 'Form 10-K' instead of '(the "Form 10-K")'; 'SEC' instead of '(the "SEC")'
- Newer filing changes 'consolidated' to 'Condensed Consolidated' in reference to financial statements
- Newer filing reorders acquisitions description, listing Up-C Collapse completion first (June 30, 2025), then Redfin (July 1, 2025), then Mr. Cooper (October 1, 2025), versus older filing order
- Newer filing adds currency specification '($ In Millions, Except Per Share Amounts)' to Non-GAAP Financial Measures section header
- Newer filing states 'each measure assists' versus older 'each measure assists'
- Newer filing uses 'collectively' language removed from older version regarding non-GAAP measures
- Notes:
- Newer filing text appears truncated at end of Non-GAAP Financial Measures section; older filing also truncated at similar point, limiting full comparison of that section
- Comparison reflects different quarterly reporting periods (Q1 2026 versus Q3 2025), making financial comparisons reflect different time periods rather than equivalent periods
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
0 open-market purchases and 3 open-market sales by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.
- Last 30 days · read to 2026-10-040 buys · 3 sells ($6M) — 1 selling insider
- Last 90 days · read to 2026-10-040 buys · 3 sells ($6M) — 1 selling insider
- Last 180 days · read to 2026-10-040 buys · 3 sells ($6M) — 1 selling insider
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-10-02. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about RKT's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
6 institutional 13F filers reported holding RKT as of 2026-06-30 (quarter-end position, filed within 45 days).
- Distinct 13F filers 6
- Reported shares held 159,732,809
- Reported value $2,515,791,741
reported quarterly holdings change (2026-03-31 → 2026-06-30): 1 new, 4 increased, 1 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Ask about RKT's institutional holders → See what each manager we track holds →
Short interest (FINRA)
RKT had 122,111,727 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
Short interest as a percent of shares outstanding is not shown for RKT because we do not hold a verified share count to divide it by. The reported figures above are unaffected.
- Reported short interest (shares) 122,111,727
- Prior settlement (shares) 109,373,564
- Reported change 11.65%
- Days to cover (reported) 5.12
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- PennyMac Financial Services (PFSI)
- UWM Holdings (UWMC)
- loanDepot (LDI)
- Fairway Independent Mortgage Corporation
- Intercontinental Exchange (ICE)
- Zillow Group (Z)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does Rocket Companies (RKT) do?
Rocket Companies is a fintech platform offering a comprehensive ecosystem of home buying, selling, and financing services. The company operates through a digital-first mortgage origination platform, a mortgage servicing business, and integrated real estate and personal finance services, including title insurance and personal lending. Following recent acquisitions, it also provides integrated real estate brokerage and professional real estate services.
What sector is Rocket Companies (RKT) in?
Rocket Companies (RKT) is classified in the Financials sector. Its industry is mortgage banking and financial services. It trades on NYSE.
Who are Rocket Companies's (RKT) competitors?
Notable peers of Rocket Companies (RKT) include PennyMac Financial Services, UWM Holdings, loanDepot, Fairway Independent Mortgage Corporation and Intercontinental Exchange. This peer set is informational only — not financial advice.
Is Rocket Companies (RKT) overbought or oversold right now?
Rocket Companies (RKT) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 41, in the neutral middle (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on RKT come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest; prices are market data, as of 2026-09-02; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.