Rocket Companies (RKT)
Financials · Digital mortgage origination and servicing / real estate technology / fintech homeownership platform
AI-powered digital mortgage, real estate, and personal finance platform creating a fully integrated homeownership ecosystem with $2.1 trillion in servicing assets.
What Rocket Companies does
Rocket Companies is a Detroit-based fintech providing an integrated digital ecosystem for homeownership spanning mortgage origination and servicing, real estate brokerage, title and closing services, and personal finance. The company operates Rocket Mortgage, the nation's largest mortgage lender by loan units and largest servicer with $2.1 trillion in servicing portfolio unpaid principal balance, alongside the Redfin real estate platform and Mr. Cooper mortgage services (acquired in 2025) to create a vertically integrated, AI-powered home buying and financial wellness experience.
Themes: ["Digital mortgage origination","Mortgage servicing and loan portfolio management","Real estate platform / home search","Vertical integration in homeownership","AI-powered underwriting and automation","Fintech / digital consumer finance","Title, closing and settlement services","Personal finance and financial wellness"]
Fundamentals
- Price$14.56 as of 2026-07-09 close
- Market cap$41.0B as of 2026-07-10
- 1-year return+4.4% as of 2026-07-09 close
- P/E171.21 as of 2026-07-10
- Net margin+2.7% as of 2026-07-10
- ROE+1.5% as of 2026-07-10
- Debt / equity1.36 as of 2026-07-10
- Revenue growth (YoY)+75.3% as of 2026-07-10
- Beta2.21 as of 2026-07-10
Key risks (from latest filing)
["Mortgage industry cyclicality and interest rate sensitivity, which directly impact origination volume, margin, and MSR valuations","Regulatory and compliance risks in mortgage lending and servicing, including GSE (Fannie Mae, Freddie Mac) and FHA requirements and potential changes to housing finance policy","Integration risks from recent large acquisitions (Redfin in July 2025 and Mr. Cooper in October 2025) and execution on synergies"]
Competitors & peers
- UWM Holdings (UWMC)
- LoanDepot (LDI)
- Better.com (private)
- Guild Mortgage (private)
- Zillow Group (Z, ZG)
- eXp Realty (EXPI)
- Trulia (Zillow subsidiary)
- Freddie Mac and Fannie Mae (government-sponsored enterprises)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.