ACIC vs AII
ACIC: American Coastal Insurance Corporation is a Florida-focused commercial property and casualty insurer specializing in catastrophe-exposed residential properties including condominiums, apartments, and assisted living facilities. AII: A Florida-focused specialty residential property insurer with two decades of expertise navigating hurricane-prone coastal markets and expanding into southeastern states.
Side-by-side fundamentals
| Metric | ACIC | AII | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $9.99 | $17.95 | |
| Market cap as of 2026-07-24 | $482M | $355M | |
| P/E as of 2026-07-24 | 4.60 | 4.36 | AII lower |
| PEG as of 2026-07-24 | 0.13 | n/a | |
| Net margin as of 2026-07-24 | +31.3% | +27.6% | ACIC higher |
| Operating margin as of 2026-07-24 | +42.5% | +33.6% | ACIC higher |
| ROE as of 2026-07-24 | +33.0% | +25.3% | ACIC higher |
| ROA as of 2026-07-24 | +9.1% | +6.0% | ACIC higher |
| Debt / equity as of 2026-07-24 | 0.45 | 0.00 | AII lower |
| Revenue growth (YoY) as of 2026-07-24 | +10.7% | +26.5% | AII higher |
| Revenue CAGR (3y) SEC XBRL | +14.8% | n/a | |
| Dividend yield as of 2026-07-24 | +7.6% | n/a | |
| Dividend streak (yrs) SEC XBRL | 2 | n/a | |
| Beta as of 2026-07-24 | -0.48 | 0.38 | |
| 1-year return as of 2026-07-23 close | -8.7% | +3.6% | AII higher |
Fundamentals: Finnhub, as of 2026-07-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.