AMERICAN INTEGRITY INSURANCE GROUP (AII)
Financials · Specialty Residential Property Insurance · NYSE
A Florida-focused specialty residential property insurer with two decades of expertise navigating hurricane-prone coastal markets and expanding into southeastern states.
What AMERICAN INTEGRITY INSURANCE GROUP does
American Integrity Insurance Group provides personal residential property insurance for single-family homeowners and condominium owners, primarily in Florida. Through its subsidiary American Integrity Insurance Company (AIIC), the company writes coverage for single-family homes, condominiums, vacant dwellings, and investment properties. As of December 31, 2025, the company had 421,866 policies in-force with gross premiums written of $944.6 million, and operates as the sixth largest writer of residential property insurance in Florida. The company is expanding geographically into southeastern coastal states, including North Carolina, South Carolina, and Georgia, leveraging its specialized expertise in hurricane-prone markets and technology-forward underwriting platform.
Themes: ["Residential property insurance"]
Fundamentals
- Price$19.16 as of 2026-07-09 close
- Market cap$375M as of 2026-07-10
- 1-year return+7.9% as of 2026-07-09 close
- P/E4.61 as of 2026-07-10
- Net margin+27.6% as of 2026-07-10
- ROE+25.3% as of 2026-07-10
- Debt / equity0.00 as of 2026-07-10
- Revenue growth (YoY)+26.5% as of 2026-07-10
- Beta0.38 as of 2026-07-10
Key risks (from latest filing)
["Catastrophic weather and hurricane exposure: The company faces significant losses from unpredictable hurricane and severe weather events concentrated in Florida, where 93.7% of policies in-force are located; climate change may increase severity and frequency of such events."]
Competitors & peers
- State Farm Mutual Automobile Insurance Company
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.